"Not everyone who invests direct on the stock market are day trader’s "
Indeed so, true, the number of short term traders would be way lower than investors.
Trading is far more difficult. Not that investment is easy, far from it.
“I say most Pension Funds look at fundamentals and future dividend returns”
I say most pension fund managers cannot even beat the index.
-An ongoing study by The Pensions Institute, based at Cass Business School in London, has concluded that the vast majority of UK fund managers are “genuinely unskilled”, and that even those very few managers who do beat the market consistently “extract the whole of this superior performance for themselves via their fees, leaving nothing for investors”.-
“Lloyds ticks most boxes when we talk about future prospects with higher yield payment to shareholders going forward”
Plenty of other companies with equal and greater dividend yields, also with far better track records.
Traditional banking has changed.
Now 75 challenger banks in the UK, smaller and more nimble than LLOY.
Rapid rise in Fintech.
Plenty of headwinds for the old school.
GL with your investment.