As mentioned, I don’t have a VP with ii. That is, I never set one up with ii nor had need to. For years I had a VP with “MoneyAM”. For a long while that was ample for my needs, though towards the end I hardly ever looked at it. MoneyAM were taken over a few weeks ago by the “Shares” site.
I’ve not bothered with any VP since as I no longer have a pressing need for one. But the only one I’ve ever had was with MoneyAM.
Thanks for highlighting IG. That was another contender, but unlike the three brokers I mentioned, I believe IG impose some charges on inactivity over quarterly periods. When I move from ii, the bottom line for me is no added charges for simply holding stocks for longer periods.
Though there were some years where I’ve done 70 to 75+ real share trades, other times I’ve done nothing but leveraged trading for over 8 months. I expect to see similar periods of inactivity with real shares in future. - Regards.