Special offers

365 days. No account fees.

Say hi to ii. Enjoy no monthly account fee for a whole year when you start investing in your future today. 

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Important information: As investment values can go down as well as up, you may not get back all of the money you invest. If you’re unsure if an investment account is right for you, please speak to an authorised financial adviser. Tax treatment depends on your individual circumstances and may be subject to change in the future.

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Jump into investing with ii

It’s not what you know, it’s who you know. Your friend thinks you could benefit from joining ii and is gifting you a whole year with us, without account fees

Enjoy 12 months to explore our wide range of features and discover for yourself why we’re a great home for your investments.

All you need to do is open an account and add or transfer in at least £5,000. Your friend will also get a £200 thank you for recommending ii. 

Once you’ve signed up, you can start recommending your own friends and get £200 for each one.

Start your free year in three simple steps

Start your free year in three simple steps

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Add money

Deposit or transfer a minimum of £5,000 to your new ii account.

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Get your rewards

You’ll be signed up to your year without account fees and we’ll send £200 to your friend.

Choose the right investment account for you

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Stocks & Shares ISA

Make the most of your £20,000 tax-free savings allowance with our award-winning Stocks & Shares ISA.

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Managed ISA

Let us manage your ISA for you. Save time, leave it to the experts and feel confident in your investment goals - all for a low monthly fee.

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Personal Pension (SIPP)

Take control of your pension with our £5.99 a month three-time Which? Recommended Personal Pension (SIPP).

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Trading Account

Our flexible account, where you can invest in all markets in the way you want. 

Join an award-winning investment platform

Kick-start your year without account fees with our award-winning investment accounts. We’re a three-time Which? Recommended SIPP Provider, Boring Money’s Consumer Choice and home to Times Money Mentor’s Best Stocks & Shares ISA.

Recommend ii terms and conditions

When you open a Stocks and Shares ISA (Self-Managed of Managed) or Trading Account you will start on our £4.99 a month Investor Essentials plan. Should your investments grow above £50,000, you will move onto our £11.99 a month Investor plan. 

  • Investor Essentials plan: £4.99 a month. Our low-cost plan for those investing up to £50,000. UK and US trades are £3.99.
  • Investor plan: £11.99 a month. Our most popular plan. It includes your first trade free every month and you can add as many Junior ISAs as you need for your children. You can also add 2 friends or family members for free. UK and US trades are just £3.99. 
  • Super Investor plan: £19.99 a month. For super-charged investors. Your first 2 trades are free every month and you can add as many Junior ISAs as you need for your children. You can also add up to 5 friends or family members for free. UK and US trades are just £3.99.

All our plans allow you to invest as little as £25 a month using our free regular investing service.
On Investor Essentials, you must be set up to pay your fees by direct debit, and receive your communications electronically. Full terms for our Investor Essentials plan can be found here.
Read more: Our charges

  • When you open our SIPP you will start on our £5.99 a month Pension Essentials plan.
  • When the value of your account grows above £50,000 you will move onto our £12.99 a month Pension Builder plan.
  • Existing customers with an ISA and/or Trading Account on our Investor Essentials plan can add a SIPP for an extra £5 a month. You can then invest up to £75,000 across your accounts. Above this you will move onto Investor + SIPP for £21.99 a month.
  • You can add a SIPP on our Investor plan for just £10 a month (plus your existing monthly fee).
  • There are some other fees for things like foreign currency exchange and Stamp Duty on shares. View our charges page for a full list.
  • Benefits of our plans
  • All our plans allow you to invest as little as £25 a month using our free regular investing service.
  • UK and US trades cost only £3.99.
  • There are no extra fees for taking money out of your pension.
  • Full terms for our Pension Essentials plan can be found here.
  • Subject to these offer terms, Interactive Investor Services Limited (“ii”, “us”, “we” or “our”) will:

    1. pay an existing ii customer with an ii Trading Account (the "Referrer") £200 (the "Referral Reward") when a person they refer (a "Friend") opens a new ii SIPP, ii Stocks and Shares ISA, ii Managed ISA and/or ii Trading Account (each an “ii Account”); and 
    2. the Friend will not be charged the monthly subscription fee or SIPP fee (as set out in ii’s Rates and Charges) for 12 months (the “Fee Free Period”).
  • To qualify for the offer, a Friend:

    1. cannot be an existing ii customer; and
    2. must open an ii Account, via the Referrer’s unique referral link; and
    3. must fund their ii Account within a year of opening it with an aggregate value of £10,000 or more for an ii Account opened on or before 14 October 2024; or £5,000 or more for an ii Account opened on or after 15 October 2024.
  • The Referrer must hold their own or a joint ii Trading Account (the “Qualifying Criteria”).
  • An ii Trading Account held in the name of any entity (as opposed to a personal ii Trading Account held by an individual person or jointly by two people) will not qualify and referral made by an individual named as a Power of Attorney or who is granted Third Party Access on the Account will not meet the Qualifying Criteria.

  • Accounts can be funded via cash deposits or transfers from other providers.

  • Charges are applicable for all accounts opened in accordance with our standard Rates and Charges until the Qualifying Criteria is met.

  • The Fee Free Period will commence within 10 working days from the date the Qualifying Criteria is met.
  • The Fee Free Period expires 12 months from the date the Qualifying Criteria is met.

  • Referral Rewards will be credited to the Referrer's ii Trading Account by the later of:

    1. the date falling 30 days after the Qualifying Criteria is met and;
    2. the date falling 30 days after the date on which the Referrer opens an ii Trading Account. Referral Rewards cannot be paid to an ii SIPP, ii Stocks and Shares ISA or ii Managed ISA.
  • You must be over 18 and a UK resident to be eligible for the offer.
  • Existing product terms and conditions apply in addition to the terms and conditions specific to this offer.  In the event of any conflict between these terms and conditions and the relevant product terms and conditions, these offer terms and conditions shall prevail.

  • If the Friend’s ii Account is closed or transferred out within 12 months of being opened, we reserve the right to reclaim the Referral Reward.

  • Referral Rewards are not paid if the Referrer is no longer an ii customer or has applied to transfer their account(s) to another provider when the Referral Reward is due.

  • Taking advantage of this offer means participants agree that ii is not liable for any costs, expenses, losses or damage sustained by any participant under this offer.

  • You cannot refer yourself.

  • After the offer has ended, the monthly subscription fees on Rates and Charges on our website) will apply.

  • All other Rates and Charges are not subject to this offer and will apply during the Fee Free Period.

  • During the Fee Free Period, Friends are not entitled to trading credits under any of ii's service plans.

  • ii reserves the right to alter, withdraw or amend this offer and/or these terms and conditions without prior notice.

  • The laws of England and Wales govern this offer.

  • All participants to this offer agree to be bound by these terms and conditions.

  • ii is the promoter of this offer. The registered office for ii is 201 Deansgate, Manchester, M3 3NW.

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Start your free year today

Make the most of no monthly account fees and start your ii investment journey with confidence.