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Take control of your retirement planning with our low-cost, award-winning SIPP

open an ii SIPP


Reasons to choose ii
An award-winning SIPP that gives you complete control
Choose from a wide range of investments
Flexible ways to pay in and begin taking retirement benefits

What is a SIPP?

A Self-Invested Personal Pension (SIPP) is an account designed to help you build a pension investment portfolio and provide you with money when you reach retirement.

A SIPP provides the same tax-efficient pension benefits and flexible retirement options as other types of defined contributions pensions, but the key difference is that it offers you the freedom to make your own investment choices from a huge range of potential investments.

About the ii SIPP

ii provides the SIPP Investment Account and the services relating to managing the investments that you hold in your SIPP, including safe custody of those assets, dealing and investment administration.

ii has partnered with pensions experts Barnett Waddingham to provide the ii SIPP. The scheme operator and administrator is BW SIPP LLP.

Investor SIPP Trustees Limited is the trustee of the scheme. It is a non-trading company and is a bare trustee. This means that its sole purpose is to hold the scheme assets for the benefit of you and all the other members. The trustee is not regulated by the FCA.

Make your investments easier to manage by transferring them to interactive investor.

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Features and benefits of the ii SIPP
Flexible ways to invest

Open an ii SIPP with a lump sum, invest monthly or transfer pensions held with other providers

The widest choice

We give you access to invest in over 40,000 UK and global stocks including funds, Investment Trusts, Exchange Traded Funds and more, across 17 stock exchanges. 

Hold multiple currencies

Hold and trade up to 9 currencies, including sterling, US dollars and euros, to help you manage currency exchanges (FX)


Our UK-based team is available to help, Monday to Friday from 7.45am to 5.30pm. Account holders benefit from secure messaging.

The value of international investments may be affected by currency fluctuations which might reduce their value in sterling. We may receive two elements of commission in relation to international dealing - Trading Commission and our FX Charge. Please see our rates and charges for full details of the relevant costs. Foreign markets will involve different risks from the UK markets. In some cases the risks will be greater.

A great value SIPP

Our annual administration fee is just £120 whilst you're building your pension pot. Once you start to take retirement benefits, there is an additional £120 annual drawdown fee.

We don’t believe in charging a percentage fee that goes up as your investments grow.

We charge one £22.50 quarterly payment for all your linked accounts and return this to you as non-refundable trading credits. So you can watch your portfolio grow whilst your costs stay the same.

view full rates & charges

other charges at a glance

Simple and fair pricing...

For more details on trading commissions and any other costs, view our full rates and charges.

£0 to open your ii SIPP and £0 to transfer pensions from other providers (other charges may apply)

To buy and sell online is usually £10 a trade, which we reduce to £6 for your first 3 months and if you trade frequently

Just £1 for each investment made using our dividend reinvestment and regular investing services

An award-winning and great value service

"For all but the smallest investors, ii’s fixed annual fee is cheap compared with all those platforms that charge a percentage of assets held."

Jeremy Fawcett, Head of Platforum (Platforum, October 2018)

Your protection

All customer investments are held securely in trust for customers. These arrangements protect your assets in the event of our insolvency.


Your cash and holdings are protected up to the limits provided by the Financial Services Compensation Scheme (FSCS).

With secure customer log in and encrypted data throughout, we provide a service you can rely on.

The ii SIPP is aimed at clients who have sufficient knowledge and experience of investing to make their own investment decisions and want to actively manage their investments. A SIPP is not suitable for every investor. Other types of pensions may be more appropriate. The value of investments made within a SIPP can fall as well as rise and you may end up with a fund at retirement that’s worth less than you invested. You can normally only access the money from age 55 (age 57 from 2028). Prior to making any decision about the suitability of a SIPP, or transferring any existing pension plan(s) into a SIPP we recommend that you seek the advice of a suitably qualified financial adviser. Please note the tax treatment of these products depends on the individual circumstances of each customer and may be subject to change in future.

Get started now

As part of your application, you’ll be asked a series of questions which will form a Key Features Illustration. This gives you important information to help you decide if the ii SIPP is right for you.

We’ll also ask you to confirm you’ve read and accepted the following important documents:

Upcoming changes to the ii SIPP

Some changes to the structure of the ii SIPP scheme will apply with effect from 6 April 2019. These changes relate to who is responsible for providing the SIPP services to you. There are no functional changes in how you interact with us in relation to your SIPP or your online access, and all the options available to you for how your use your SIPP remains unchanged.

In applying for an ii SIPP now you will also be accepting the changes to the structure of the ii SIPP with effect from 6 April 2019. Learn more

New to interactive investor?

Apply for the ii SIPP on your desktop, tablet or mobile in just a few minutes. Please have the following information to hand:

  • Your address details (last three years)
  • Your National Insurance number
  • Your debit card details
  • Your bank details (if you want to set-up a monthly direct debit)

Already an ii customer?

It's even quicker and easier to apply for an ii SIPP. 

Simply log in using the button below and choose 'SIPP' from the available options. 

Your SIPP will automatically be linked to your existing accounts so you only make one quarterly payment.

Tax year end 2018/19

Want to make the most of your annual allowances? Here is the key information, including the deadlines you need to be aware of, and our contact centre opening hours.

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