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SIPP: Self-Invested Personal Pension

Take control of your retirement planning with our award-winning, low-cost SIPP

open a SIPP   transfer your pension


What is a SIPP?

A Self-Invested Personal Pension (SIPP) is a type of pension that gives you the freedom to choose and manage your own investments. A SIPP account allows you to see how your investments are doing at any time and make changes whenever you like. They provide the same tax-efficient pension benefits as other types of defined contributions pensions, as well as a full range of allowable income drawdown options.

SIPPs are for people who are happy making their own investment decisions. Usually they suit higher value pensions and experienced investors. 

Find out more about why ii could be the best SIPP provider for you.

Benefits of the ii SIPP

✔  The widest choice - choose from more than 40,000 UK and global stocks 
✔  Expert tips and information - impartial information from our analysts, including selected funds, ready-made portfolios and our award-winning newsletters.
✔  Support - our UK-based team is rated "great" on Trustpilot.
✔  Manage on the move - check on your investments any time, anywhere with our mobile app.
✔  Fair, fixed fees - there is no percentage fee, so your costs stay the same as your portfolio grows.

Opening a SIPP

  • You can open a SIPP account on your desktop, tablet or mobile. You will need to read some important documents and will be asked a series of questions that will form a Key Features Illustration.
  • If you are a new customer, we will ask you to choose a service plan. Once you have done that, the application will take just a few minutes. If you are already an ii customer, you can add a SIPP to your account. 
  • The ii SIPP has an administration fee of £10 per month, in addition to your service plan fee. Once you have completed your application, you can begin investing in our full range of stocks. 

Adding a SIPP to your account

If you already have an account with us, setting up a SIPP is even easier. Simply log in to your account and choose "SIPP" from the options on the "add an account" page. Your SIPP will automatically be linked to your existing Service Plan.

Open an ii SIPP today

Whatever your retirement goals, our SIPP could help you achieve them.

open a SIPP   transfer your pension

Our Charges

  • Our administration fee is just £10 per month while you are building your pension pot, in addition to the service plan which you choose. Once you start to take retirement benefits, there is an additional £10 monthly drawdown fee.
  • You can choose a service plan to suit your style, with trading commissions as low as £3.99.
  • Our fair flat fees ensure that your costs will stay the same even as your investments grow. Over a long-term investment, our low-cost SIPP could help you save £20,000 or more compared with our competitors. 

Making Contributions

  • Pay in up to £40,000 per tax year and get tax relief. 
  • Choose whether you pay into your SIPP account monthly or in a lump sum.
  • If you are not working, you can still contribute up to £2,880 each year and the Government will top that up to £3,600 through tax relief. Once you have started taking a taxable income from your SIPP you can make contributions of up to £4,000 each year that qualify for tax relief.

Open a SIPP

Take control of your retirement with an ii SIPP

open a SIPP   transfer your pension

An award-winning SIPP

Transfer to us and benefit from an award-winning service at the low price of just £10 per month, with trading commissions from £3.99 depending on your service plan. We are proud to have been named Best SIPP Provider at the 2019 ADVFN Awards. 

Start your ii SIPP application by choosing a service plan

You can always change your mind and switch plans later.

*With each service plan, every month we give you free credit of £7.99 to be used against any trade.  Each free credit is available for 90 days. 

Our core plan for investors looking to get the best choice and insight in the market.


Costs per trade:

Fund trades £7.99
UK Trades £7.99


£9.99 per month
+ £10 a month SIPP admin fee

For investors looking to build a portfolio of funds, with independent select lists and analysis tools.

Costs per trade:

Funds & investment trusts £3.99
UK Share trades £7.99

£13.99 per month
+ £10 a month SIPP admin fee

Our premium plan designed for more frequent investors, with market-leading trade commissions.

Costs per trade:

All UK trades (inc funds) £3.99
US Share trades £4.99

£19.99 per month
+ £10 a month SIPP admin fee

Already an ii customer?

It's even quicker and easier to apply for an ii SIPP. 

Simply log in using the button below and choose 'SIPP' from the available options. 

Your SIPP will automatically be linked to your existing service plan, so you only pay for one plan (plus the £10 per month SIPP administration fee).


The ii SIPP is aimed at clients who have sufficient knowledge and experience of investing to make their own investment decisions and want to actively manage their investments. A SIPP is not suitable for every investor. Other types of pensions may be more appropriate. The value of investments made within a SIPP can fall as well as rise and you may end up with a fund at retirement that’s worth less than you invested. You can normally only access the money from age 55 (age 57 from 2028). Prior to making any decision about the suitability of a SIPP, or transferring any existing pension plan(s) into a SIPP we recommend that you seek the advice of a suitably qualified financial adviser. Please note the tax treatment of these products depends on the individual circumstances of each customer and may be subject to change in future.