Take control of your retirement planning with our low-cost, award-winning SIPP
What is a SIPP?
A Self-Invested Personal Pension (SIPP) is an account designed to help you build a pension investment portfolio and provide you with money when you reach retirement.
A SIPP provides the same tax-efficient pension benefits and flexible retirement options as other types of defined contributions pensions, but the key difference is that it offers you the freedom to make your own investment choices from a huge range of potential investments.
About the ii SIPP
The ii SIPP consists of two parts: the SIPP 'wrapper' and the associated investment account. ii is both the Operator of the SIPP and provider of the SIPP Investment Account, including safe custody of your assets, dealing and investment administration.
Our partners, pensions experts BW SIPP LLP, provide the day-to-day administration and management of the SIPP, including liaising with HMRC re tax reclaims, paying pension benefits, providing your annual SIPP statement.
Investor SIPP Trustees Limited is the trustee of the scheme. It is a non-trading company and is a bare trustee. This means that its sole purpose is to hold the scheme assets for the benefit of you and all the other members. The trustee is not regulated by the FCA.
Open an ii SIPP with a lump sum, invest monthly or transfer pensions held with other providers
We give you access to invest in over 40,000 UK and global stocks including funds, Investment Trusts, Exchange Traded Funds and more, across 17 stock exchanges.
Quickly fund your ii SIPP and access your portfolio anytime, anywhere with our mobile apps
Hold and trade up to 9 currencies, including sterling, US dollars and euros, to help you manage currency exchanges (FX)
Fixed, transparent, low pricing. There's no percentage fee, so if your portfolio grows then your fee stays the same.
Tips & ideas from our experts to help guide your investments, including selected funds & ready-made portfolios. Plus, receive our award-winning newsletters.
Our UK-based team is available to help, Monday to Friday from 7.45am to 5.30pm. Account holders benefit from secure messaging.
A great value SIPP
Our annual administration fee is just £120 whilst you're building your pension pot. Once you start to take retirement benefits, there is an additional £120 annual drawdown fee.
We don’t believe in charging a percentage fee that goes up as your investments grow.
We charge one £22.50 quarterly payment for all your linked accounts and return this to you as non-refundable trading credits. So you can watch your portfolio grow whilst your costs stay the same.
Simple and fair pricing...
For more details on trading commissions and any other costs, view our full rates and charges.
To buy and sell online is usually £10 a trade, which we reduce to £6 for new accounts* and if you trade frequently
Welcome offer – for any new ii account you will enjoy our lowest frequent trader rates until 31st May 2019. From 1st June 2019, your pricing will then change to one of our new monthly Service Plans, which will have different charges depending on the plan you choose. Find out more
Latest pensions news and investing ideas. Find the latest analysis and expert ideas to help review your retirement plans.
An award-winning and great value service
"For all but the smallest investors, ii’s fixed annual fee is cheap compared with all those platforms that charge a percentage of assets held."
All customer investments are held securely in trust for customers. These arrangements protect your assets in the event of our insolvency.
Your cash and holdings are protected up to the limits provided by the Financial Services Compensation Scheme (FSCS).
With secure customer log in and encrypted data throughout, we provide a service you can rely on.
Get started now
As part of your application, you’ll be asked a series of questions which will form a Key Features Illustration. This gives you important information to help you decide if the ii SIPP is right for you.
We’ll also ask you to confirm you’ve read and accepted the following important documents:
New to interactive investor?
Apply for the ii SIPP on your desktop, tablet or mobile in just a few minutes. Please have the following information to hand:
- Your address details (last three years)
- Your National Insurance number
- Your debit card details
- Your bank details (if you want to set-up a monthly direct debit)
Already an ii customer?
It's even quicker and easier to apply for an ii SIPP.
Simply log in using the button below and choose 'SIPP' from the available options.
Your SIPP will automatically be linked to your existing accounts so you only make one quarterly payment.