Home >

Transfer an ISA

Stocks & Shares ISA

Transfer an ISA

With our low fees, your money could be working much harder in our ISA.

To transfer, open a new ISA with us and then log in to your online account to start the transfer.

transfer an ISA   open an ISA

How to transfer

It's quick and easy to get your ISA transfer started.


Open an ISA

If you don't already have an account with ii, then you can open an ISA to start your transfer. It only takes a few minutes to complete.


Start your transfer online

From your online account, click the 'cash & transfers' menu and select 'transfer in'. 

start transfer


We'll take it from there

We’ll work with your current provider(s) and provide you with regular progress updates.

Why transfer an ISA to ii?

✔  Low, flat fees – while your investments grow, our fees don’t. That means you could save £30,000 over 30 years with us.*

✔  The widest choice of investments – choose from over 40,000 UK and international investment options.

✔  We give you a free trade every month. Regular investing is also free.

✔  Expert knowledge – our award-winning experts provide tips and insights to help you become a better investor.

What is an ISA transfer?

You can move an ISA from one provider to another. You may want to do this if:

  • You are paying too much in fees elsewhere 
  • You have other investments with ii – it’s free to add an ISA to your account

It’s easy to transfer your ISA to ii - just open a new ISA, and log in to start the transfer process.

get started

Excellent transfer experience which all happened quickly with minimal fuss, and no need to contact customer services for support…

5 stars from TrustpilotBy Mr David Gooch


We help hundreds of customers every week with their transfers and we have improved our processes over the years to make it easier for you.

Ravi Grewal, Head of Transfers, interactive investor

Stocks & shares ISA transfer rules 


What types of ISA can I transfer?

You can transfer a cash ISA or an existing stocks & shares ISA to us.

Make sure you do this using our online ISA transfer process – if you choose to withdraw and transfer the cash yourself, you may lose the tax benefits. 


How can I transfer a cash ISA to stocks and shares ISA?

Simply follow these steps:

  1. Open a new ISA with us
  2. Log in to your online account and start your transfer online
  3. We’ll take it from there – providing regular updates along the way


How to transfer an existing stocks & shares ISA

To switch your stocks & shares ISA to us:

  1. Open a new ISA with us
  2. Start the online transfer process by logging in to your account
  3. We’ll keep you updated on progress with your transfer


Transferring shares into a stocks & shares ISA

You can transfer existing shares directly into an ISA. The process is known as Bed and ISA.

If you have an existing trading account with us, the process is very simple: 

  1. Log in and click ‘Cash & transfers’ followed by ‘Bed and ISA’
  2. Select your accounts and complete the form
  3. We’ll take care of transferring your investments

Find out more about Bed & ISA


What transfer costs should I be aware of?

It’s free to transfer an ISA to interactive investor. Your existing provider may charge an exit fee when you leave, so check this before you start. 

Even if you do pay an exit fee, our low monthly fee of £9.99 could still leave you considerably better off in the long run. That’s because our fee doesn’t grow with your investments – unlike providers who charge a percentage. 


Can I transfer part of my ISA?

If you are transferring this year’s ISA, you must transfer all of it.

However, you can transfer part of a previous year’s ISA savings into your new ISA. 

When using the online transfer form, you must select ‘Previous Years Only’ transfer. You can only subscribe to one Stocks and Shares ISA in the same tax year.


How does a transfer affect my ISA allowance?

Your ISA allowance won’t be affected. You can pay £20,000 into a stocks & shares ISA each tax year, even if you’ve already made contributions with another provider.  

For example, if you have paid £15,000 into this year’s ISA with your previous provider, you can top up an extra £5,000.


How long does the ISA transfer take?

Usually, the transfer takes up to 4 weeks for cash transfers and 6 weeks for stock transfers. It may take longer if there are delays from your current provider.

As a member of TISA Exchange Limited (TEX), we are able to transfer investments between providers electronically. If your existing provider is not a member, we will need you to send us a transfer form, which can take longer.

Your transfer may also be delayed if you choose to alter your investments during the transfer.

Important information: Once your transfer has been initiated you will be "out of the market" and unable to sell existing investments or invest any cash balance until received into your new account. This may work either to your advantage or disadvantage. The value of investments, and any income from them, can fall as well as rise so you could get back less than you invest. If you are unsure about the suitability of a particular investment or whether transferring your assets is the right course of action you should speak to suitably qualified financial adviser.

* Independent research by The Lang Cat: To see how investing with our Fair Flat Fees over 30 years in an ISA compares with other providers, The Lang Cat used: • The average ISA balance and typical top-up amounts, according to figures from HMRC; • Investment trades: 7 per year; •  A 50:50 split between shares and funds; • A 5% annual return in the portfolio.