Interactive Investor

Transfer an ISA

Switch to an ii Stocks & Shares ISA today

Open an ISA by 29 February and get between £100 and £1,500 cashback. New customers only. Cashback paid after 12 months. Terms apply.

TYE ISA / TA offer roundel

Important information - investment value can go up or down and you could get back less than you invest. If you're in any doubt about the suitability of a Stocks & Shares ISA, you should seek independent financial advice. The tax treatment of this product depends on your individual circumstances and may change in future. If you are uncertain about the tax treatment of the product you should contact HMRC or seek independent tax advice.

What is an ISA transfer?

An ISA transfer allows you to move your ISA from one provider to another without using any of your annual allowance

It’s a great option if you’re paying too much in fees and want to switch to a Stocks and Shares ISA for the chance of better returns. 

Depending on the provider, it should be a straightforward process. It’s easy to transfer an ISA to ii – you can start the transfer when you open a new account or log in and do it at any time.

Get your ISA cashback offer

New customers who open an ISA and start a transfer of, or deposit, £2,000 or more before 29 February 2024 will receive a £100 to £1,500 cashback payment.

Once the transfer is complete and additional terms have been met, we'll pay your cashback into your Trading Account. Once you've opened an ISA, a Trading Account can be added for free.

Simply open an account to get started. Cashback paid after 12 months. Terms apply.

Benefits of transferring to a Stocks and Shares ISA

  • Keep your investments: Where possible, you keep your investment choices when you transfer.

  • Consolidate your accounts: Bringing everything under one roof gives you clear oversight of your financial performance.

  • Find the best deals: Transferring might allow you to take advantage of a better offer, such as a simple flat monthly fee.

  • A streamlined process: Moving your ISA doesn’t have to be difficult. Let us take care of the heavy lifting.

  • Take control: Find a platform that works for you. One that lets you take control of your financial future.

How to transfer an ISA to ii

Starting your ISA transfer is quick and easy. 

You’ll just need the account details for the ISAs you want to transfer. 

1

Open an ISA

If you don't already have an account with ii, then you can open an ISA to start your transfer. It only takes a few minutes.

2

Start your transfer

You can do this online while opening your account - or you can log in and transfer at any time.

3

Leave it to us

We’ll work with your current provider(s) and give you regular updates on your progress.

Our pricing

We offer two different plans for Stocks and Shares ISA. When you open an account you will start on our £4.99 a month Investor Essentials plan. Should your investments grow above £50,000, you will move onto our £11.99 a month Investor plan.

Investor Essentials

£4.99 per month

Invest up to £50,000 with the basics. Includes:

    • A Stocks and Shares ISA 

    • A Trading Account 

    • Free regular investing 

    Investor

    £11.99 per month 

    Invest over £50,000 on our most popular plan: 

    • A Stocks and Shares ISA
    • A Trading Account
    • As many Junior ISAs as you have children
    • A free monthly trade
    • Free regular investing

    Additional fees

    • UK and US trades cost only £3.99
    • Our regular investing service is free if you invest at least £25 a month. 
    • Other fees such as stamp duty and foreign exchange charges may apply.

    Read our full charges for more.

    Why choose an ii Stocks and Shares ISA?

    • Low, flat fees - these could save you money and help you achieve your goals sooner.
    • More opportunities - choose from one of the widest range of investments on the market.
    • You're in control - check on your investments any time, anywhere with our secure mobile app.
    • We've got your back - our UK-based team is rated 'excellent' on Trustpilot.
    • Learn from the best - impartial information from our analysts, including selected funds, ready-made portfolios and our award-winning newsletters.

    *We've crunched the numbers: If you invested our ISA, after 30 years you'd be better off by £30k. That's a £1,000 difference a year, just for using us over another platform. Lots of things can affect your final figure. But the lower the fees, the more money you'll keep for yourself. This is just for illustration if all other factors were the same. Don't just take our word for itcheck our working out here.

    What types of ISAs can I transfer?

    You can transfer all types of ISA, including Cash ISAs and Stocks and Shares ISAs. 

    While you can also technically transfer a Lifetime ISA, you will have to pay a 25% government withdrawal charge. 

    Just make sure you let us know when you’re transferring an ISA to ii. It means we can ensure your money keeps its tax-efficient status. 

    If you withdraw and transfer the cash yourself, you'll use up your limited ISA allowance – the online transfer process makes sure this doesn’t happen and you can make the most of your £20,000 allowance. 

    What are the ISA transfer rules?

    The number one rule when transferring an ISA is don’t close your current ISA. If you close your account, you lose the tax-efficient status and it will count towards your annual ISA allowance if you then move it to a different ISA. 

    Instead, let your new provider know that you are transferring an ISA. This allows you to protect your money and keep your allowance intact. 

    We’ve designed our transfer process to be as streamlined as possible – with no charges from our end. You can transfer when opening an ii account or at any time by logging in and letting us know. 

    Join over 400,000 investors

    ISA transfer FAQs

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