Interactive Investor

Please remember, investment value can go up or down and you could get back less than you invest. The value of international investments may be affected by currency fluctuations which might reduce their value in sterling.

Open a SIPP by 31 December and pay no SIPP fee until July 2022. Find out more

How to transfer your investments

It’s quick and easy to start your investment account transfer. Make sure you have your existing account details to hand.

1

Open an account

If you don’t already have an account with ii open a Trading Account, ISA or SIPP to start your transfer.

2

Start your transfer online

You can do this while opening an account – or you can log in and transfer at any time.

3

We’ll take it from there

We will work with your current provider(s) and give you regular updates on progress.

Already have an account with ii?

Simply log in to your account when you are ready and click on the ‘cash and transfers’ menu, then ‘transfer in’.

Why transfer to ii?

  • We charge a low, flat fee of £9.99 per month. Other providers charge a percentage that grows with your investments.
  • That means you could be up to £43k better off over 30 years by transferring an ISA and a trading account to us*.
  • We give you a free trade every month, and there are no trading charges with our regular investing service.
  • We offer the widest choice – over 40,000 UK and international investment options.
  • Our experts’ carefully selected investment lists and daily analysis can help you become a more confident investor.

Analysis shows you could be better off by £43k over 30 years of investing in an ii Trading Account (General Investment Account) plus an ii ISA due to our low flat fees. This is just for illustration if all other factors were the same. The advantage of lower flat fees over time means that you could be significantly better off in the long run. By how much will always depend on your personal circumstances. More about our analysis

Things to consider before transferring your investments

  1. Are there any exit fees, charges, penalties and benefits that could have a detrimental impact on your investments?
  2. Transferring in cash
    • as an investor, you will be out of the market for a time.
    • selling and repurchasing investments could mean paying additional charges.
  3. Transferring existing investment holdings
    • there could be a period of time when the investments cannot be accessed and, as an investor, you might not be able to respond to market movements.
  4. Transferring pensions
    • ensure you will not lose any valuable benefits, such as guarantees, and find out your exit fees before beginning.

If you are unsure about any of the above, we recommend seeking the advice of an independent financial adviser.


Trading while you transfer

If you want to trade while your transfer is in progress, most providers will be able to facilitate this as long as your investments aren’t in the process of being re-registered. 

You should contact your current provider to place your trade(s). Don’t forget to keep both them and us updated on the changes to the investments in your account. We can’t be held liable for any missed opportunity if you choose not to trade while your transfer is in flight.

Taking an income from your pension while you transfer

You may not be able to take an income from your pension during your transfer. For more information on this, you should speak to your current provider. If you think you will need to take benefits within a specific timescale, you are transferring at your own risk and we can’t be liable for any loss.

Transfer FAQs