Transfer your investments
Make your investments easier to manage by transferring to ii.
Please remember, investment value can go up or down and you could get back less than you invest. The value of international investments may be affected by currency fluctuations which might reduce their value in sterling.
How to transfer your investments
It’s quick and easy to start your investment account transfer. Make sure you have your existing account details to hand.
Open an account
If you don’t already have an account with ii choose an account below to start your transfer.
Start your transfer online
You can do this while opening an account – or you can log in and transfer at any time.
We’ll take it from there
We will work with your current provider(s) and give you regular updates on progress.
Open an account
Whether you are looking for a general trading account, an ISA or a SIPP, we’ve got you covered with a low, flat fee.
SIPP.
Take control of your pension with our £5.99 a month Which? Recommended SIPP.
ISA.
Make the most of your £20,000 tax-free savings allowance with our award-winning Stocks & Shares ISA.
Managed ISA.
Let us manage your ISA for you. Save time, leave it to the experts and feel confident in your investment goals – all for a low monthly subscription.
Important information - investment value can go up or down and you could get back less than you invest. If you're in any doubt about the suitability of a Stocks & Shares ISA, you should seek independent financial advice. The tax treatment of this product depends on your individual circumstances and may change in future. If you are uncertain about the tax treatment of the product you should contact HMRC or seek independent tax advice.
Please remember, SIPPs are aimed at people happy to make their own investment decisions. Investment value can go up or down and you could get back less than you invest. You can normally only access the money from age 55 (57 from 2028). We recommend seeking advice from a suitably qualified financial advisor before making any decisions. Pension and tax rules depend on your circumstances and may change in future.
Something special to get you started.
Reward yourself with one of our latest special offers when you join ii and start investing for your future.
- Open your ii SIPP by 31 October 2024 and get between £100 and £2,000 cashback. Minimum 10k account value and terms apply.
- Open your ii ISA or Trading Account by 31 October 2024 and get £50 worth of free trades. Other charges and terms apply.
Check before you transfer
Please check that you won’t lose any safeguarded benefits if you transfer. This could include guaranteed annuity rates or a lower protected pension age than the Normal Minimum Pension Age (rising from 55 to 57 in 2028). It’s also worth checking for any transfer-out charges.
It's important that you take enough time to decide whether transferring your pension is right for you. If you need more time and wish to qualify for this offer, please wait until the next offer period - we promote transfers to the ii SIPP on a regular basis.
What investments can I transfer?
Why choose ii?
- We're trusted by over 400,000 investors
- Rated 4.7/5 with 22,000+ reviews on Trustpilot
- More than 50% of our customers have been with us for more than 10 years
- 1 in 4 UK share trades are executed on the ii platform
- Our average hold time with our customer service team is under a minute
*We've crunched the numbers: If you invested in both our Trading Account (General Investment Account) and ISA, after 30 years you could be better off by £45k. That's more than £1,000 difference a year, just for using us over another platform. Lots of things can affect your final figure. But the lower the fees, the more money you'll keep for yourself. This is just for illustration if all other factors were the same. Don't just take our word for it: check our working out here.
Things to consider before transferring your investments
- Are there any exit fees, charges, penalties and benefits that could have a detrimental impact on your investments?
- Transferring in cash
- as an investor, you will be out of the market for a time.
- selling and repurchasing investments could mean paying additional charges.
- Transferring existing investment holdings
- there could be a period of time when the investments cannot be accessed and, as an investor, you might not be able to respond to market movements.
- Transferring pensions
- ensure you will not lose any valuable benefits, such as guarantees, and find out your exit fees before beginning.
If you are unsure about any of the above, we recommend seeking the advice of an independent financial adviser.
Trading while you transfer
If you want to trade while your transfer is in progress, most providers will be able to facilitate this as long as your investments aren’t in the process of being re-registered.
You should contact your current provider to place your trade(s). Don’t forget to keep both them and us updated on the changes to the investments in your account. We can’t be held liable for any missed opportunity if you choose not to trade while your transfer is in flight.
Taking an income from your pension while you transfer
You may not be able to take an income from your pension during your transfer. For more information on this, you should speak to your current provider. If you think you will need to take benefits within a specific timescale, you are transferring at your own risk and we can’t be liable for any loss.