Transfer your investments

Make your investments easier to manage by transferring them to ii.

Please remember, investment value can go up or down and you could get back less than you invest. 

Open a SIPP by 30 April and pay no SIPP fee until November 2021. Find out more

How to transfer your investments

It’s quick and easy to start your transfer. Make sure you have your existing account details to hand.

1

Open an account

If you don’t already have an account with ii open a Trading Account, ISA or SIPP to start your transfer.

2

Start your transfer online

You can do this while opening an account – or you can log in and transfer at any time.

3

We’ll take it from there

We will work with your current provider(s) and give you regular updates on progress.

  • ISA transfers typically take up to 4 weeks for cash transfers, and up to 6 weeks where investments are transferred across.
  • Pension transfers to the ii SIPP usually take 2 to 6 weeks to complete. Transferring in existing investments can take longer - typically 8 to 12 weeks.
  • Please note that transfers may take longer if there are delays from your current provider.

Already have an account with ii?

Simply log in to your account when you are ready and click on the ‘cash and transfers’ menu, then ‘transfer in’.

log in and start transfer

Why transfer to ii?

  • We charge a low, flat fee of £9.99 per month. Other providers charge a percentage that grows with your investments.
  • That means you could be up to £43k better off over 30 years by transferring an ISA and a trading account to us*.
  • We give you a free trade every month, and there are no trading charges with our regular investing service.
  • We offer the widest choice – over 40,000 UK and international investment options.
  • Our experts’ carefully selected investment lists and daily analysis can help you become a more confident investor.

Analysis shows you could be better off by £43k over 30 years of investing in an ii Trading Account (General Investment Account) plus an ii ISA due to our low flat fees. This is just for illustration if all other factors were the same. The advantage of lower flat fees over time means that you could be significantly better off in the long run. By how much will always depend on your personal circumstances. More about our analysis

What investments can I transfer?

  • Investment accounts
  • Stocks and Shares ISAs
  • Cash ISAs
  • Pensions (find out more)
  • Shares
  • Funds
  • Trusts
  • ETFs

Things to consider before transferring your investments

  1. Are there any exit fees, charges, penalties and benefits that could have a detrimental impact on your investments?
  2. Transferring in cash
    • as an investor, you will be out of the market for a time.
    • selling and repurchasing investments could mean paying additional charges.
  3. Transferring existing investment holdings
    • there could be a period of time when the investments cannot be accessed and, as an investor, you might not be able to respond to market movements.
  4. Transferring pensions
    • ensure you will not lose any valuable benefits, such as guarantees, and find out your exit fees before beginning.

If you are unsure about any of the above, we recommend seeking the advice of an independent financial adviser.

Transfer FAQs

Yes. If you have various investment accounts, ISAs or pensions, it’s possible to move them all across to us. 

This has several benefits:

  • Convenience – it can be much easier to track all your accounts when they’re under one roof.
  • Cost – if you have multiple accounts with different charges, our low, flat fees could save you money. However, you should check for any exit fees or loss of benefits that might occur when you transfer.

Yes – this is known as an ‘in specie’ transfer. For example, you could transfer an ISA to us and the investments in your ISA would simply move across to us.

This avoids having to sell any investments and re-purchase them after your transfer.

Please note: if you are transferring any investments we don’t offer, we won’t be able to bring them across. You can search our shares, funds, trusts and ETFs pages to search for a particular investment.

Promotional SIPP offer terms and conditions

  1. No SIPP fee shall be payable on all new ii SIPP accounts opened on or after 1 October 2020 for six calendar months (the “Fee Free Period”). After the Fee Free Period has ended, the SIPP fee you will be required to pay will be as set out in our then current Rates and Charges.
  2. The Fee Free Period is open to new and existing customers who open a new ii SIPP account on or after the qualifying date.
  3. These terms and conditions should be read in conjunction with the ii SIPP Terms. In the event of a conflict between these terms and conditions and the ii SIPP Terms, these terms shall prevail.
  4. All other fees associated with managing your ii SIPP account shall continue to apply.
  5. We reserve the right to alter, withdraw or amend the Fee Free Period and/or these terms and conditions at any time without prior notice.
  6. All participants opening an ii SIPP account on or after 1 October 2020 agree to be bound by these terms and conditions.
  7. Interactive Investor Services Limited (“IISL”) is the promoter of this Fee Free Period offer. The registered office for IISL is Exchange Court, Duncombe Street, Leeds LS1 4AX.