Interactive Investor

Please remember, investment value can go up or down and you could get back less than you invest. The value of international investments may be affected by currency fluctuations which might reduce their value in sterling.

How to transfer your investments

It’s quick and easy to start your investment account transfer. Make sure you have your existing account details to hand.

1

Open an account

If you don’t already have an account with ii choose an account below to start your transfer.

2

Start your transfer online

You can do this while opening an account – or you can log in and transfer at any time.

3

We’ll take it from there

We will work with your current provider(s) and give you regular updates on progress.

Choose an account and transfer

Whether you are looking for a general trading account, an ISA or a SIPP, we’ve got you covered with a low, flat fee.

Take control of your pension with our great value, award-winning SIPP.

Make the most of your tax-free savings allowance with our great value, award-winning ISA.

Our flexible account, where you can invest in all markets in the way you want.

Get your ISA/Trading Account cashback offer

New customers who open an ISA or Trading Account and start a transfer of, or deposit, £2,000 or more before 29 February 2024 will receive a £100 to £1,500 cashback payment.

Once the transfer is complete and additional terms have been met, we'll pay your cashback into your Trading Account. Once you've opened one account, the other can be added for free.

Simply open an account to get started. Cashback paid after 12 months.  Terms apply.

Get your SIPP cashback offer

Open an ii SIPP and fund with at least £10,000 by 29 February 2024. You can do this by requesting a pension transfer or making a contribution. 

No registration is required and multiple transfer requests and contributions count towards your total qualifying transfer amount.

We'll pay your cashback, after 12 months, in one of two ways:

  • Customers on our Pension Builder and Pension Essentials plans will be paid into their nominated bank account.
  • Customers on our Investor Essentials, Investor or Super Investor plans will be paid into their Trading Account.

Terms apply.

Please check that you won’t lose any safeguarded benefits if you transfer. This could include guaranteed annuity rates or lower protected pension age than the Normal Minimum Pension Age (rising from 55 to 57 in 2028). Please also check any transfer-out fees.

We promote transfers to the ii SIPP on a regular basis. It is important that you take enough time to decide whether transferring your pensions is right for you. If you need more time and wish to qualify for an offer, please wait until the next offer period.

Why choose ii?

  • We're trusted by over 400,000 investors
  • Rated 4.7/5 with 22,000+ reviews on Trustpilot
  • More than 50% of our customers have been with us for more than 10 years
  • 1 in 4 UK share trades are executed on the ii platform
  • Our average hold time with our customer service team is under a minute

*We've crunched the numbers: If you invested in both our Trading Account (General Investment Account) and ISA, after 30 years you could be better off by £43k. That's more than £1,000 difference a year, just for using us over another platform. Lots of things can affect your final figure. But the lower the fees, the more money you'll keep for yourself. This is just for illustration if all other factors were the same. Don't just take our word for it: check our working out here.

Things to consider before transferring your investments

  1. Are there any exit fees, charges, penalties and benefits that could have a detrimental impact on your investments?
  2. Transferring in cash
    • as an investor, you will be out of the market for a time.
    • selling and repurchasing investments could mean paying additional charges.
  3. Transferring existing investment holdings
    • there could be a period of time when the investments cannot be accessed and, as an investor, you might not be able to respond to market movements.
  4. Transferring pensions
    • ensure you will not lose any valuable benefits, such as guarantees, and find out your exit fees before beginning.

If you are unsure about any of the above, we recommend seeking the advice of an independent financial adviser.

Trading while you transfer

If you want to trade while your transfer is in progress, most providers will be able to facilitate this as long as your investments aren’t in the process of being re-registered. 

You should contact your current provider to place your trade(s). Don’t forget to keep both them and us updated on the changes to the investments in your account. We can’t be held liable for any missed opportunity if you choose not to trade while your transfer is in flight.

Taking an income from your pension while you transfer

You may not be able to take an income from your pension during your transfer. For more information on this, you should speak to your current provider. If you think you will need to take benefits within a specific timescale, you are transferring at your own risk and we can’t be liable for any loss.

FAQs