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Stocks and Shares ISA

Stocks & Shares ISA

Stocks and Shares ISA

A tax-efficient way to invest. Get started today for only £9.99 a month.

open an ISA  transfer an ISA
 

Why choose an ii Stocks and Shares ISA?

  • Our low, flat fees can save you up to £30,000 over 30 years, compared with our competitors*.
  • Rated 'excellent' on Trustpilot by our customers.
  • We give you a free trade every month. Regular investing is also free.
  • Our ready-made funds and expert insights make it easy to find investment ideas.
  • Choose from more than 40,000 UK and global investment options.

No SIPP fee for 6 months

Now even better value with up to £200 of special offers:

No SIPP fee for 6 months

Join today and get £100 of free trades to help you get started. New customers only. Terms apply.

No SIPP fee for 6 months

Transfer an ISA (or ISAs) worth £20,000 or more and we’ll give you £100. Terms apply.

An award-winning Stocks and Shares ISA

We are proud to have been named Best ISA Provider at the 2019 City of London Wealth Management Awards.

Our Stocks and Shares ISA puts you in control, giving you access to more than 40,000 UK and global investment options. 

What is a Stocks and Shares ISA? 

A tax-free savings account that lets you choose where your money is invested. You can invest up to £20,000 a year, in one ISA or several different ISAs.

Why invest in a Stocks and Shares ISA? 

You can invest up to £20,000 a year in a stocks and shares ISA without paying any tax on the gains.

Plus, you have the freedom to choose your own investments. As interest rates are currently low, this gives you the possibility of higher returns if your investment choices are successful.

Of course, all investing carries risk and you could lose money.

Get started today for only £9.99 a month.

open an ISA  transfer an ISA

Stocks and Shares ISA fees and charges

  • Our stocks and shares ISA costs £9.99 a month. This covers you for multiple accounts, including a Trading Account.
  • We give you 1 free trade per month. You can use this to buy or sell any investment.
  • It is free to top up your ISA each month. There are no trading fees with our regular investing service.
  • Add a SIPP today and pay no SIPP fee for six months. Then just £10 a month extra.

Choosing investments for your ISA with ii

Need a little help choosing your investments? Our ready-made portfolios and fund recommendations can help you. 

View more ISA investment ideas

Quick-start funds

Six low-cost funds selected by our experts. A simple way to help get you started.
 

ii Super 60

A range of quality options for your portfolio, selected by our impartial experts.
 

ii ACE 40

The UK's first rated list of ethical investments to help you align investments with your personal values.

Please remember, the value of your investments may go down as well as up and you may not get back all the money that you invest. If you're in any doubt about the suitability of a stocks & shares ISA, you should seek independent financial advice. Please note, the tax treatment of this product depends on the individual circumstances of each customer and may be subject to change in future. If you are uncertain about the tax treatment of the product you should contact HMRC or seek independent tax advice.

New to interactive investor?

It takes less than 10 minutes to get started. You will just need your address, debit card details and national insurance number to hand.

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Already an ii customer?

Simply log in to apply. Your new Stocks and Shares ISA will automatically be added to your existing plan so you will continue to make the same monthly payment.

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Capital at risk. All financial investments involve an element of risk. Therefore, the value of your investment and the income from it will vary and your initial investment amount cannot be guaranteed. There is no guarantee that a positive investment outcome will be achieved.

* Independent research by The Lang Cat: To see how investing with our fair flat fees over 30 years in an ISA compares with other providers, The Lang Cat used: • The average ISA balance and typical top-up amounts, according to figures from HMRC; • Investment trades: 7 per year; •  A 50:50 split between shares and funds; • A 5% annual return in the portfolio.

**With each service plan, every month we give you free credit of £7.99 to be used against any trade. Each free credit is available for 90 days. 

Trading credits offer terms and conditions (November 2020)

  1. Subject to these terms and conditions, new customers of Interactive Investor Services Limited (“ii”, “us”, “we” or “our”) will be entitled to receive £100 of trading credits (the “Offer”). 
  2. To be eligible for the Offer you must open an ii SIPP, Trading Account and/or Stocks and Shares ISA with us between 31 October  2020 and 30 November 2020 inclusive.
  3. You must not be an existing customer of ii.
  4. You must be over 18 and a UK resident.
  5. Provided you meet the eligibility criteria set out in these terms, £100 of trading credits will be applied to your account within five (5) working days of your account being opened.
  6. There is no minimum deposit required.
  7. The £100 of trading credits will be available for use until midnight on 29 January 2021 (the “expiry date”). Any unused trading credit at this time will expire.
  8. There is no alternative to the Offer.
  9. Trading credits can be used to offset commission for all real time trades; to buy or sell shares, funds, bonds, gilts, ETFs and for automated trades such as dividend reinvestments. Trading credits cannot be used to offset the additional charges for extended settlement or telephone trades.
  10. For the avoidance of any doubt, any orders placed before the expiry date will not be eligible for trading credits if they are executed after the expiry date. Please bear in mind that fund orders are generally executed a few days after you submit your order.
  11. All other rates and charges are not subject to this Offer and shall continue to apply notwithstanding. You will be charged for all open accounts in accordance with our standard rates and charges. Any trading credits you receive pursuant to this Offer will be in addition to any trading credits you receive pursuant to your ii service plan.
  12. By participating in the Offer you agree that ii will not be liable for any costs, expenses, loss or damage sustained or incurred with regards to the offer.
  13. We reserve the right to alter, withdraw or amend this Offer and/or these terms and conditions at any time without prior notice.
  14. All participants to this Offer agree to be bound by these terms and conditions.
  15. These terms must be read in conjunction with the relevant ii Terms of Service, ISA Terms and ii SIPP Terms where applicable. In the event of any conflict between these terms and the relevant ii Terms of Service, ISA Terms and ii SIPP Terms, these offer terms shall prevail.
  16. These offer terms are governed by English law.
  17. Interactive Investor Services Limited is the promoter of this Offer. Its registered office is at Exchange Court, Duncombe Street, Leeds, LS1 4AX.

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ISA cashback offer terms and conditions

  1. Subject to these offer terms, you will be entitled to receive a £100 cashback payment (the "Offer") from Interactive Investor Services Limited ("ii", "us", "we" or "our") if you submit one or more Qualifying Transfers to us and the Qualifying Criteria are met (each as defined below).
  2. The Offer only applies to transfer requests of an ISA from another ISA provider into a new or existing ii ISA received between 1 October 2020 and 30 November 2020 inclusive (each a "Qualifying Transfer"). For the avoidance of doubt, the Offer does not apply to cash subscriptions, investments already held in an ii account, to transfers of investments between existing accounts, to transfers into any ii SIPP, Junior ISA, Trading Account and/or Pension Trading Account and/or to transfers of investments from any other company within our group of companies (e.g. The Share Centre Limited).
  3. Cashback is only payable to you if you complete Qualifying Transfers with an aggregate value of at least £20,000 (the "Qualifying Criteria"). If the Qualifying Criteria are met, a single cashback payment of £100 will be made to you in accordance with clause 6.  We reserve the right to determine in our absolute discretion the valuation of each Qualifying Transfer. Non-cash assets will generally be valued on the date we process the existing provider’s valuation, using the closing price of the shares or units on the previous working day. 
  4. You must be over 18 and a UK resident to be eligible for the Offer.
  5. You must be living at a UK residential address at the time of submitting and completing your Qualifying Transfer(s).
  6. We will only pay cashback into a Trading Account that is linked to your ii ISA. The £100 cashback payment will be credited to your Trading Account by the later of: (i) the date falling 30 days after the date on which the Qualifying Criteria are met and (ii) the date falling 30 days after the date on which you open a Trading Account. Cashback sums will not be paid by any other means.
  7. You are only entitled to a maximum of one cashback payment in connection with the Offer. 
  8. The Offer is not intended to be taken as advice or any personal recommendation to transfer any investment(s) from your existing provider. If you are unsure whether transferring is right for you, you should take independent financial advice.
  9. The Offer is funded by ii. Any cashback you are eligible for will not be drawn from your investments.
  10. Anyone who is seen to be abusing the Offer may be excluded at ii’s absolute discretion.
  11. ii reserves the right to amend or withdraw these terms at any time without notice.
  12. Your ongoing entitlement to any cashback received is subject to you keeping your ii ISA open for a minimum of 12 months from the date on which the Qualifying Criteria are met (the "Minimum Term"). We reserve the right to reclaim, and you agree to repay, any cashback amount paid if your ii ISA is closed or transferred prior to the expiry of the Minimum Term. Please note that the relevant ii Terms of Service and ISA Terms will apply to any such transfer or withdrawal and fees as shown in our Rates & Charges may apply.
  13. The Offer cannot be used in conjunction with any other transfer offer.
  14. These offer terms are governed by English law.
  15. These terms must be read in conjunction with the relevant ii Terms of Service and ISA Terms. In the event of any conflict between these terms and the relevant ii Terms of Service and ISA Terms, these offer terms shall prevail.
  16. Interactive Investor Services Limited is the promoter of this Offer. Its registered office is at Exchange Court, Duncombe Street, Leeds, LS1 4AX.

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