Trading Account

Our trading account is our general investment account, with no limits on how much you can invest. 

You can invest in our full range of shares, funds, trusts and ETFs. 

Unlike a Stocks and Shares ISA, you will pay tax on any gains above £12,300 per year. Many people start with an ISA because of the £20,000 tax-free allowance – learn more.

Getting started is quick and easy. You will just need your bank account details and National Insurance number to hand. Then click here to open an account.

Once you have opened your account, you will need to add cash to buy your first investments. You can either buy investments as and when you choose, or you can set up regular investing to top up your investments monthly.

Yes – our online transfer process is simple. When you open an account, you will be asked whether you want to transfer any existing accounts. If you prefer, you can log in later to start your transfer.

You might want to transfer if: 

• You are paying too much in fees elsewhere. 
• You have cash savings in a low-interest account, and want to start investing for the possibility of better returns. (Please note this is not guaranteed.)
• You have other accounts with ii, and want to simplify your finances by keeping all your investments with us.

If you want to trade while your transfer is in progress, most providers will be able to facilitate this as long as your investments aren’t in the process of being re-registered. 

You should contact your current provider to place your trade(s). Don’t forget to keep both them and us updated on the changes to the investments in your account. We can’t be held liable for any missed opportunity if you choose not to trade while your transfer is in flight.

Learn more about transferring to ii

Yes - you can have several trading accounts open at the same time. You can only have one Stocks and Shares ISA.

Some people choose to have different accounts for different purposes – for example, some people keep their share trading separate from their long-term investing.