Investment Accounts

Whether you are looking for an investment account, making the most of your ISA or planning your pension, our flat fees mean more of your money for you. These fees stay the same, no matter how many accounts you have.

Open a SIPP by 31 March and pay no SIPP fee until October 2021. Find out more

Our trading and investment accounts

A fair flat fee of £9.99 a month covers you for multiple accounts (add a SIPP by 31 March and pay no SIPP fee until October 2021. Then just £10 a month extra).


Take control of your retirement with our great-value SIPP and choose how and where your pension is invested.

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Make the most of your £20,000 tax-free savings allowance with our award-winning ISA.

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Trading Account

The place for everyday investing, where you can trade on all markets in the way you want.

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Other investment accounts

Junior ISA

A tax-efficient way to save for your child’s future. Anyone can pay into it but there is a £9,000 total annual allowance. Available with an ii Trading Account, ISA or SIPP.

Joint Trading Account

A joint share dealing account held in the names of two people and used for trading shares on UK and global markets.

Free Research Account

A free account that allows you to build a virtual investment portfolio and gives you access to our research, analysis and award-winning newsletters.

Company Account

An account for UK limited companies to trade online. Investment options include UK and international equities, funds, ETFs and trusts.

Pension Trading

Invest in assets that are not tradeable through ii, such as property. You can set up an account in association with a SIPP or Small Self-Administered Scheme (SSAS).

Cash Savings

A standalone account that gives you access to exclusive and market leading interest rates from 25+ banks.


Choose an investment account that meets your needs

General investment

These accounts (Trading Account, Joint Trading Account and Company Account) give you the flexibility to invest on your terms. There is no upper limit on how much you can invest, and you can withdraw your funds at any time, but they do not have the tax advantages of other accounts.


The Stocks and Shares ISA gives you access to the same investments as a general investment account, without hitting you with income tax or capital gains tax. There is an annual limit on how much you can pay in – this year it is £20,000 – and while there are no withdrawal penalties, you may lose some of your allowance if you take cash out before the end of the tax year. 


SIPPs are a long-term investment with important tax benefits. You can receive tax relief for every contribution you make to your SIPP, of between 20% and 45% based on your tax band (this can be higher for Welsh and Scottish taxpayers). The maximum annual contribution is linked to your earnings, and your pot is locked until you reach the age of 55.

Why open an investment account with ii?

Free to transfer

We will not charge you to join us when you transfer cash or investments.

No exit fees

There is no fee to transfer to another provider should you leave us.

Low trade costs

Our lowest ever commissions start at just £3.99 with a Super Investor plan.

Free credit

We credit your account every month with a sum that you can use for trading or dividend reinvesting.

Transfer investments to ii

Make your portfolio easier to manage by having all your investments in one place. You will benefit from clear, low-cost fees and all the tools you need to get started. Our fixed pricing means you will always know what you are paying.

You can transfer your Stocks and Shares ISA, Cash ISA, pension, shares, investment trusts and unit trusts to us.

Investment account fees

You can begin investing for £9.99 a month. This covers you for multiple accounts (add a SIPP by 31 March and pay no SIPP fee until October 2021. Then just £10 a month extra).

We give you £7.99 free credit each month to use against any trade. Regular investing is free.

Risk Warning: The price and value of investments and their income fluctuates: you may get back less than the amount you invested. If you are unsure about the suitability of a particular investment or think that you need a personal recommendation, you should speak to a suitably qualified financial adviser. Please note, the tax treatment of these products depends on the individual circumstances of each customer and may be subject to change in future. If you are uncertain about the tax treatment of the products you should contact HMRC or seek independent tax advice.