Interactive Investor

Join today & trade from just £3.99

Trade from one of the largest choices of UK and US shares, UK funds, ETFs and investment trusts for £3.99.

Our subscription plans start from just £4.99 a month. 

Trading charge reduced to £3.99

Please remember, investment value can go up or down and you could get back less than you invest. The value of international investments may be affected by currency fluctuations which might reduce their value in sterling.

Open an account

Whether you are looking for a general trading account, an ISA or a SIPP, we’ve got you covered with a low, flat fee.

ISA.

Make the most of your tax-free savings allowance with our great value, award-winning ISA.

Trading.

Our flexible account, where you can invest in all markets in the way you want.

SIPP.

Take control of your pension with our £5.99 a month Which? Recommended SIPP.

How do you want to invest?

Are you more of a hands-on investor? Or simply prefer to leave it to the experts? Either way, we have the ISA for you. And all for our same low, flat monthly subscription. 

ii ISA

Do it myself

A Self-managed ISA puts the control firmly in your hands.

Build your investment portfolio from our full range of UK and international shares, funds and bonds.

Then manage your investments yourself, with our expert insights and ideas always there if you need them.

ii Managed ISA

Do it for me

Sit back, relax and leave it to the experts with a Managed ISA.

We'll match you to a tailored investment portfolio, that reflects the risk level you're comfortable with.

Then our experts will look after your investments for you - so you can rest easy, knowing your money is managed.

Get our SIPP special (double) offer.

Open an ii SIPP by 30 June and get our special double offer:

  • £100 worth of free trades – invest in anything from Amazon to Zoom and we'll cover the first £100 of your trading fees. 
  • 3 months free SIPP – pay no subscription fee for your first 3 months. That's a saving of up to £12.99 every month.

New customers only. Terms apply.​

Check before you transfer​​

Please check that you won’t lose any safeguarded benefits if you transfer. This could include guaranteed annuity rates or a lower protected pension age than the Normal Minimum Pension Age (rising from 55 to 57 in 2028). It’s also worth checking for any transfer-out charges.​

It's important that you take enough time to decide whether transferring your pension is right for you. If you need more time and wish to qualify for this offer, please wait until the next offer period - we promote transfers to the ii SIPP on a regular basis.

Please remember, SIPPs are aimed at people happy to make their own investment decisions. Investment value can go up or down and you could get back less than you invest. You can normally only access the money from age 55 (57 from 2028). We recommend seeking advice from a suitably qualified financial advisor before making any decisions. Pension and tax rules depend on your circumstances and may change in future. 

The best things in life are free trades.

Open an ii ISA by 30 June and get £50 worth of free trades.​

That means we'll cover the first £50 worth of your trading fees when you invest in anything, from Amazon to Zoom.​

New customers only. Capital at risk. Other charges apply. Terms apply.

Important information - investment value can go up or down and you could get back less than you invest. If you're in any doubt about the suitability of a Stocks & Shares ISA, you should seek independent financial advice. The tax treatment of this product depends on your individual circumstances and may change in future. If you are uncertain about the tax treatment of the product you should contact HMRC or seek independent tax advice.

Get better rates for your cash.

Our Cash Savings Account helps you find better interest rates, then seamlessly move to another deal at the end of your offer period.

Find out more.

Other investment accounts

  • Junior ISA: A tax-efficient investment account to help you save for your child’s future. Anyone can pay into it but there is a £9,000 total annual allowance. Available at no extra cost on our Investor or Super Investor plans.
  • Joint Trading Account: A share dealing account that is held in the names of two people. Invest in funds, shares, trusts and more.
  • Company account: An account for UK limited companies to trade online. Investment options include UK and international shares, funds, ETFs and trusts.

Choose an investment account that meets your needs

ISA

A Stocks and Shares ISA allows you to invest up to £20,000 a year without paying tax on your gains. You can access your money at any time. Many people start with an ISA for the tax benefits, and then move on to a Trading Account for the rest of their investing.

General investment (trading account)

These investment accounts (our Trading Account, Joint Trading Account and Company Account) give you the flexibility to invest on your terms. There is no upper limit on how much you can invest, and you can withdraw your funds at any time. However, they do not have the tax advantages of an ISA.

SIPP

SIPP (Self Invested Personal Pension) is a long-term investment with important tax benefits. Every contribution you make to your SIPP will receive a boost in the form of tax relief. You can invest up to 100% of your annual earnings (capped at £60,000). Once you reach 55 (57 from 2028) you can access our full range of flexible retirement options.

Why choose ii?

  • We're trusted by over 400,000 investors
  • Rated 4.7/5 with 22,000+ reviews on Trustpilot
  • More than 50% of our customers have been with us for more than 10 years
  • 1 in 4 UK share trades are executed on the ii platform
  • Our average hold time with our customer service team is under a minute

*We've crunched the numbers: If you invested in both our Trading Account (General Investment Account) and ISA, after 30 years you could be better off by £45k. That's more than £1,000 difference a year, just for using us over another platform. Lots of things can affect your final figure. But the lower the fees, the more money you'll keep for yourself. This is just for illustration if all other factors were the same. Don't just take our word for it: check our working out here.

Transfer investments to ii

Make your investments easier to manage by keeping them all in one place. Our low, flat fees mean that the more you keep with us, the more you will save.

You can transfer your Stocks and Shares ISA, Cash ISAs, general investment accounts and pensions to us. We'll keep you updated along the way.

Find out more

Stocks & Shares ISA and Trading Account fees and charges

When you open a Stocks and Shares ISA or Trading Account you will start on our £4.99 a month Investor Essentials plan. Should your investments grow above £50,000, you will move onto our £11.99 a month Investor plan. 

  • Investor Essentials plan: £4.99 a month. Our low-cost plan for those investing up to £50,000. UK and US trades are £3.99.
  • Investor plan: £11.99 a month. Our most popular plan. It includes a free trade every month and you can add as many Junior ISAs as you need for your children. You can also add 2 friends or family members for free. UK and US trades are just £3.99. 
  • Super Investor plan: £19.99 a month. For super-charged investors. You get 2 free trades every month and you can add as many Junior ISAs as you need for your children. You can also add up to 5 friends or family members for free. UK and US trades are just £3.99.

All our plans allow you to invest as little as £25 a month using our free regular investing service.

Other fees such as stamp duty and foreign exchange charges may apply.

On Investor Essentials, you must be set up to pay your fees by direct debit, and receive your communications electronically. Full terms for our Investor Essentials plan can be found here.

Read more: Our charges

A simple monthly subscription

Investment accounts FAQs