Open an account today
Take control of your financial future.
Get £100 cashback when you open an ISA or a Trading Account by 31 December. Find out more.
Get £200 cashback when you open an SIPP by 31 December. Find out more.
New customers only. Subject to a minimum £15k account value and holding period. Terms apply.
Please remember, investment value can go up or down and you could get back less than you invest. The value of international investments may be affected by currency fluctuations which might reduce their value in sterling.
Open an account
Whether you are looking for a general trading account, an ISA or a SIPP, we’ve got you covered with a low, flat fee.
SIPP.
Take control of your pension with our £5.99 a month Which? Recommended SIPP.
Stocks & Shares ISA and Trading Account fees and charges
When you open a Stocks and Shares ISA or Trading Account you will start on our £4.99 a month Investor Essentials plan. Should your investments grow above £50,000, you will move onto our £11.99 a month Investor plan.
- Investor Essentials plan: £4.99 a month. Our low-cost plan for those investing up to £50,000. UK and US trades are £3.99.
- Investor plan: £11.99 a month. Our most popular plan. It includes your first trade free every month and you can add as many Junior ISAs as you need for your children. You can also add 2 friends or family members for free. UK and US trades are just £3.99.
- Super Investor plan: £19.99 a month. For super-charged investors. Your first 2 trades are free every month and you can add as many Junior ISAs as you need for your children. You can also add up to 5 friends or family members for free. UK and US trades are just £3.99.
All our plans allow you to invest as little as £25 a month using our free regular investing service.
Other fees such as stamp duty and foreign exchange charges may apply.
On Investor Essentials, you must be set up to pay your fees by direct debit, and receive your communications electronically. Full terms for our Investor Essentials plan can be found here.
Read more: Our charges
Analysis shows you could be better off by £43k over 30 years of investing in an ii Trading Account (General Investment Account) plus an ii ISA due to our low flat fees. This is just for illustration if all other factors were the same. The advantage of lower flat fees over time means that you could be significantly better off in the long run. By how much will always depend on your personal circumstances. More about our analysis
Get £100 when you open an ISA or Trading Account
New customers who open an ISA or a Trading Account before 31 December 2023 could receive £100 cashback when they fund their account. Subject to a minimum account value and holding period. Terms and fees apply.
Our SIPP charges
- When you open our SIPP you will start on our £5.99 a month Pension Essentials plan.
- When the value of your account grows above £50,000 you will move onto our £12.99 a month Pension Builder plan.
- Existing customers with an ISA and/or Trading Account on our Investor Essentials plan can add a SIPP for an extra £5 a month. You can then invest up to £75,000 across your accounts. Above this you will move onto Investor + SIPP for £21.99 a month.
- You can add a SIPP on our Investor plan for just £10 a month (plus your existing monthly fee).
- There are some other fees for things like foreign currency exchange and Stamp Duty on shares. View our charges page for a full list.
Benefits of our plans
- All our plans allow you to invest as little as £25 a month using our free regular investing service.
- UK and US trades cost only £3.99.
- There are no extra fees for taking money out of your pension.
Full terms for our Pension Essentials plan can be found here.
*Analysis shows you could be better off over 30 years of investing in an ii SIPP due to our low flat fees. This is just for illustration if all other factors were the same. The advantage of lower flat fees over time means that you could be significantly better off in the long run. By how much will always depend on your personal circumstances. More about our analysis
Planning for your future? Get your pension SIPP-shape.
Take control of your future with ii’s Which? Recommended SIPP. Open before 31 December. New customers only. Minimum £15k investment. Capital at risk. Terms apply.
Low fees? Yes please.
Save and invest with ii’s Which? recommended SIPP pension from just £5.99 a month.
- Easy to get started - it only takes a few minutes to open an ii SIPP. You can also transfer exiting pensions to us once you open your SIPP.
- Easy to invest - choose from our Quick-start Funds or a wide range of shares and funds.
- Easy to manage - keep track of your pension online or using our easy-to-use app
Please remember, SIPPs are aimed at people happy to make their own investment decisions. Investment value can go up or down and you could get back less than you invest. You can normally only access the money from age 55 (57 from 2028). We recommend seeking advice from a suitably qualified financial advisor before making any decisions. Pension and tax rules depend on your circumstances and may change in future.