Interactive Investor

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The best things in life are free trades.

This season we're helping you spring into investing, with £100 worth of free trades when you open an ii ISA or Trading Account.

Offer ends 19 May 2024. New customers only. Terms apply.

£100 free trades - Trustpilot Excellent

Please remember, investment value can go up or down and you could get back less than you invest. The value of international investments may be affected by currency fluctuations which might reduce their value in sterling.

Stocks & Shares ISA and Trading Account fees and charges

When you open a Stocks and Shares ISA or Trading Account you will start on our £4.99 a month Investor Essentials plan. Should your investments grow above £50,000, you will move onto our £11.99 a month Investor plan. 

  • Investor Essentials plan: £4.99 a month. Our low-cost plan for those investing up to £50,000. UK and US trades are £3.99.
  • Investor plan: £11.99 a month. Our most popular plan. It includes your first trade free every month and you can add as many Junior ISAs as you need for your children. You can also add 2 friends or family members for free. UK and US trades are just £3.99. 
  • Super Investor plan: £19.99 a month. For super-charged investors. Your first 2 trades are free every month and you can add as many Junior ISAs as you need for your children. You can also add up to 5 friends or family members for free. UK and US trades are just £3.99.

All our plans allow you to invest as little as £25 a month using our free regular investing service.

Other fees such as stamp duty and foreign exchange charges may apply.

On Investor Essentials, you must be set up to pay your fees by direct debit, and receive your communications electronically. Full terms for our Investor Essentials plan can be found here.

Read more: Our charges

*We've crunched the numbers: If you invested in both our Trading Account (General Investment Account) and ISA, after 30 years you could be better off by £45k. That's more than £1,000 difference a year, just for using us over another platform. Lots of things can affect your final figure. But the lower the fees, the more money you'll keep for yourself. This is just for illustration if all other factors were the same. Don't just take our word for it: check our working out here.

Our SIPP charges

  • When you open our SIPP you will start on our £5.99 a month Pension Essentials plan.
  • When the value of your account grows above £50,000 you will move onto our £12.99 a month Pension Builder plan.
  • Existing customers with an ISA and/or Trading Account on our Investor Essentials plan can add a SIPP for an extra £5 a month. You can then invest up to £75,000 across your accounts. Above this you will move onto Investor + SIPP for £21.99 a month.
  • You can add a SIPP on our Investor plan for just £10 a month (plus your existing monthly fee).
  • There are some other fees for things like foreign currency exchange and Stamp Duty on shares. View our charges page for a full list.

Benefits of our plans

  • All our plans allow you to invest as little as £25 a month using our free regular investing service.
  • UK and US trades cost only £3.99.
  • There are no extra fees for taking money out of your pension.

Full terms for our Pension Essentials plan can be found here.

*We've crunched the numbers: If you invested in our SIPP, after 30 years you could be better off by £85k. That's more than £1,000 difference a year, just for using us over another platform. Lots of things can affect your final figure. But the lower the fees, the more money you'll keep for yourself. This is just for illustration if all other factors were the same. Don't just take our word for it: check our working out here.

The best things in life are free trades.

Get the new tax year off to a flying start, with £100 worth of free trades when you open an ii ISA or Trading Account by 19 May 2024.​

That means we'll cover the first £100 worth of your trading fees when you invest in anything, from Amazon to Zoom.​

New customers only. Capital at risk. Other charges apply. Terms apply.

Low fees? Yes please.

Save and invest with ii’s Which? recommended SIPP pension from just £5.99 a month.

  • Easy to get started - it only takes a few minutes to open an ii SIPP. You can also transfer exiting pensions to us once you open your SIPP.
  • Easy to invest - choose from our Quick-start Funds or a wide range of shares and funds.
  • Easy to manage - keep track of your pension online or using our easy-to-use app

Please remember, SIPPs are aimed at people happy to make their own investment decisions. Investment value can go up or down and you could get back less than you invest. You can normally only access the money from age 55 (57 from 2028). We recommend seeking advice from a suitably qualified financial advisor before making any decisions. Pension and tax rules depend on your circumstances and may change in future.