UK Government Bonds (Gilts)
Invest in gilts with a platform you can trust
Diversify your investment portfolio by choosing from a wide range of low-risk, fixed-income gilts on ii’s low-cost, award-winning investment platform.
Important information: As investment values can go down as well as up, you may not get back all of the money you invest. If you’re unsure if an investment account is right for you, please speak to an authorised financial adviser. Tax treatment depends on your individual circumstances and may be subject to change in the future.
More reasons to invest with ii
Discover our latest special offers and enjoy something extra from us.
- £100 to £3,000 when you open a Personal Pension (SIPP)
- £150 of free trades when you open an ii ISA or Trading Account
Offer ends 31 October 2026 New customers only. Terms and exclusions apply.
Important information: It’s important to take your time before transferring your pension. Make sure to consider what the best option is for you. Don’t transfer just to qualify for the offer, and don't rush any decision to meet the offer deadline. We periodically run offers, and there will likely be other opportunities in the future.
Before transferring your pension, check if you’ll be charged any exit fees and make sure you don't lose any valuable benefits such as, guaranteed annuity rates, lower protected pension age or matching employer contributions.
Why invest in gilts with ii?
- Clear pricing: Open an ii Trading Account, Personal Pension (SIPP) or ISA from just £5.99 a month.
- Wider choice: Our range of gilts available to invest in online is growing. And for any gilts you can't buy online, you can place your trade over the phone.
- Invest with ease: Manage your portfolio, research investments and invest in gilts that are available online or on the mobile app.
Clear pricing that delivers great value
All our low, monthly flat fee plans let you invest in gilts across ii’s award-winning range of accounts, including our Trading Account, Which? Recommended Personal Pension and Stocks and Shares ISA.
Your monthly plan fee includes regular investing and any trading credits included with your plan. Other trading fees may apply.
If you’re on our Core plan, you can invest up to £100,000 across all your ii accounts. With Plus and Premium, there’s no limit to how much you can invest, and you’ll get a wider range of benefits and features.
Here’s how much our most popular plans cost
| Invest up to | Monthly fee | Plan |
|---|---|---|
| £100,000 | £5.99 | Core |
| No limit | £14.99 | Plus |
Three ways to invest in gilts
Choose the account that best suits the way you want to invest in gilts.
Trading Account
Invest in gilts through our Trading Account with no annual contribution limit. Gains from qualifying gilts are generally exempt from Capital Gains Tax (CGT).
Personal Pension (SIPP)
Bring your pensions together in Which? Recommend SIPP, add gilts to your retirement portfolio and benefit from tax relief on eligible contributions.
Stocks & Shares ISA
Use you annual £20,000 tax-efficient allowance to invest in gilts. Any coupon payments you receive within an ISA is free from UK income tax and Capital Gains Tax (CGT).
Important information: The ii SIPP is for people who want to make their own decisions when investing for retirement. As investment values can go down as well as up, you may end up with a retirement fund that’s worth less than what you invested. Usually, you won’t be able to withdraw your money until age 55 (57 from 2028). Before transferring your pension, check if you’ll be charged any exit fees and make sure you don't lose any valuable benefits such as guaranteed annuity rates, lower protected pension age or matching employer contributions. If you’re unsure about opening a SIPP or transferring your pension(s), please speak to an authorised financial adviser.
How to start investing in gilts with ii
Open either a Trading Account, Personal Pension or ISA online or on the mobile app. It takes as little as 10 minutes to open your account.
Don’t worry: you won’t be charged until you deposit your money into your account.
Research the gilts you’re interested in and select those you want to invest in. For any that aren't available online, you can deal over the phone by calling us on 0345 607 6001.
Simply place an order to invest in your chosen gilts. If you want to invest in the same bond every month, you can always do this with our free regular investing service.
Start investing today
Take control of your investment journey with an account that suits your needs. It’s your money, your future, your way.