Open a Self-Invested Personal Pension (SIPP)
Invest in yourself. Invest in your pension.
Open a five-time Which? Recommended ii SIPP, take advantage of low, flat-fee investing and enjoy the retirement you deserve.
Important information: The ii SIPP is for people who want to make their own decisions when investing for retirement. As investment values can go down as well as up, you may end up with a retirement fund that’s worth less than what you invested. Usually, you won’t be able to withdraw your money until age 55 (57 from 2028). Before transferring your pension, check if you’ll be charged any exit fees and make sure you don't lose any valuable benefits such as guaranteed annuity rates, lower protected pension age or matching employer contributions. If you’re unsure about opening a SIPP or transferring your pension(s), please speak to an authorised financial adviser.
More reasons to invest with ii
Discover our latest special offer and enjoy something extra from us.
Open an ii Personal Pension (SIPP) and get £100 to £3,000 cashback when you deposit or transfer a minimum of £20,000. See more details on this offer.
Offer ends 31 October 2026. New customers only. Terms and fees apply.
Important information: It’s important to take your time before transferring your pension. Make sure to consider what the best option is for you. Don’t transfer just to qualify for the offer, and don't rush any decision to meet the offer deadline. We periodically run offers, and there will likely be other opportunities in the future.
Before transferring your pension, check if you’ll be charged any exit fees and make sure you don't lose any valuable benefits such as, guaranteed annuity rates, lower protected pension age or matching employer contributions.
Keep the money you make
Bring all of your pensions under one roof and see if you could save. Other providers usually charge a percentage of your pot. That means you’ll be charged more as your pension grows. The ii SIPP is different. You can rely on our flat fee and can keep the money you make.
Enjoy more choice and flexibility
The ii SIPP offers a wide range of investments and flexible retirement options to suit most people’s needs. More choice doesn’t have to mean more complexity. Our expert picks and SIPP investment ideas can do the hard work for you.
Trust in our top-rated support
It’s easy to keep track of your pension via our website and secure mobile app. But if you’re ever in need of SIPP support, you can count on us. We’re happy to say that ii has more 5-star Trustpilot reviews than any other UK SIPP provider.
Simple and transparent pension charges
Unlike percentage-based fees charged by many pension providers, with ii you will always pay a low, flat fee for your accounts. Switching to a flat fee could dramatically increase your retirement wealth over time.
Join on our Core plan at £5.99 a month. Upgrade to Plus to access a wider range of benefits, or when your portfolio grows above £100,000. Or choose Premium and get our most complete and rewarding plan available.
All plans come with access to a Personal Pension (SIPP), Stocks & Shares ISA and Trading Account. Whichever plan you’re on, you’ll have everything you need in one place, at one price.
Price plans and fees
| Plan | Portfolio limit | Monthly fee |
|---|---|---|
| Core | £100,000 | £5.99 |
| Plus | No limit | £14.99 |
| Premium | No limit | £39.99 |
Trading fees and other charges apply. See our charges page for more details.
How do you want to invest in your pension?
Manage your own investments
- A Self-Invested Personal Pension that gives you control of how much you save and when.
- Build your investment portfolio from our full range of UK and international shares, funds, bonds, trusts and more.
- And while you manage your investments yourself, our expert insights are always there if you need them.
Leave it to the experts
- If you prefer a ready-made option, then our Managed Portfolios may be for you.
- We’ll match you to an investment portfolio that reflects the risk level you’re comfortable with, then look after your investments for you.
- Please note, our Managed Portfolios aim to grow your pension over the long term. That's why you'll need to be at least 5 years away from taking money out of your pension.
Transfer your pensions to ii
You can transfer pensions of all shapes and sizes to the ii SIPP. From unloved workplace pensions or traditional life company schemes to SIPPs you're paying too much for. Whatever your pension problem, transfer to ii for more control and lower costs.
It’s free to transfer your pensions to the ii SIPP, with our simple online process and the support of our top-rated team.
Five years straight and we’re topping the table
Another year as a Which? Recommended SIPP Provider. This year, our service and low-cost fees have landed us on top with an overall score of 83% and a fees score of 86%.
Put your pension in an award-winning, low-cost SIPP designed to go the distance.
Open an ii Personal Pension (SIPP)
The best time to start investing in a pension is today. The sooner you start, the brighter your retirement could look.