ii Premium
More value. More benefits. One Premium plan.
You, your family, your business - all your investing for £39.99 a month. With Premium, your financial life feels more connected, more supported, and easier to manage than ever before with ii.
Important information: As investment values can go down as well as up, you may not get back all of the money you invest. Currency changes affect international investments, and this can decrease their value in sterling. If you’re unsure if an investment account is right for you, please speak to an authorised financial adviser. Tax treatment depends on your individual circumstances and may be subject to change in the future.
Unlock more value with Premium
Get ii's most complete and rewarding plan with Premium.
Designed for investors who want more, Premium brings together all our accounts, unlimited investing, unlimited family members, access to ii360 (our advanced trading platform), free Business Accounts, and our lowest FX and trade costs.
Whether it's for you, your family, or your business, it's all together in one plan.
Premium rates
- 10 free trades a month (worth £29.90 per month)
- Free fund trades
- UK and US trades for £2.99
- International trades for £5.99
- Our lowest FX rate at 0.25%
Premium access
- Free access to ii360, our advanced investing platform (worth £20 per month)
- Free Business Account (worth £30 a month)
- Discounted access to ii Advice
Premium family benefits
- Unlimited family member accounts - invest up to £250,000 each
- Family members benefit from Premium trading & FX rates
- Family account linking - view and trade on your their behalf
Premium trading and FX rates
Get more ways to keep trading costs down every month. From 10 free trades, to free fund trades and dividend reinvestment, to UK and US shares for £2.99, and international trades for £5.99.
You also pay our lowest FX rate of 0.25%, helping you invest internationally for less.
A more powerful way to invest with ii360
More markets. Deeper insight. Sharper decisions. ii360 is an advanced investing platform for passionate, expert investors – and Premium gives you full access at no extra cost (also available on Core and Plus plans for an additional cost of £20 a month).
ii360 combines powerful research, clear insight, and professional tools, making it easier for you to turn deeper understanding into greater investing confidence.
Take care of your family’s wealth
With Premium ii Family, get enhanced benefits for unlimited family members:
- No monthly account fee for loved ones investing up to £250,000 (compared to up to £100,000 on Plus)
- Premium trade costs and FX rate
- Free fund trades and dividend reinvestments
You can also view and trade on behalf of your family’s linked accounts, for a full picture of your loved ones’ finances.
How to upgrade to Premium
You can change your plan easily when you log in to your account online or in the app.
When you log in online, go to ‘Profile’, then ‘Manage profile’, and ‘Subscription & billing’.
On the app, select the person icon in the top right, then ‘Account’, and ‘Subscription & billing’.
If you’re online, go down to the ‘Make the most of your ii subscription’ section and select ‘Compare plans’.
On the app, select the ‘See more plans’ option.
Here, you can compare the benefits of all our plans and see exactly what you get by upgrading to Premium. Select ‘Get Premium’ to confirm your choice.
You’ll now be on our Premium plan for £39.99 a month and can use your new benefits immediately.
You can start investing with your 10 free trades and free fund trades, gift free accounts to your loved ones through Premium ii Family, and dive deeper into ii360 or Business Accounts.
Manage your personal and business wealth in one place
if you’re a company director, you can open a Business Account for free on Premium (also available on Core and Plus for an additional cost of £30 a month).
Put your company’s surplus cash to work across money market funds, bonds, shares, funds, ETFs, and more. You can also hold up to 9 currencies and decide when to convert your money.
Your Business Account also benefits from Premium’s lower trading and foreign exchange rates.
Compare the details of our plans
Get a closer look at the features and benefits included with each of our plans.
| Core £5.99 per month | Plus £14.99 per month | Premium £39.99 per month | |
|---|---|---|---|
| Portfolio limit | Up to £100,000 | Unlimited | Unlimited |
| Accounts | |||
| Trading Account | ✔ | ✔ | ✔ |
| Stocks & Shares ISA | ✔ | ✔ | ✔ |
| Managed ISA | ✔ | ✔ | ✔ |
| Personal Pension (SIPP) | ✔ | ✔ | ✔ |
| Managed Portfolios (pension) | ✔ | ✔ | ✔ |
| Junior ISA | ✘ | ✔ | ✔ |
| Benefits | |||
| Access to platform services and all investment types | ✔ | ✔ | ✔ |
| Invest with multiple currencies | ✔ | ✔ | ✔ |
| Award-winning research and insights | ✔ | ✔ | ✔ |
| Shareholder voting rights | ✔ | ✔ | ✔ |
| ii Community | ✔ | ✔ | ✔ |
| Free regular investing | ✔ | ✔ | ✔ |
| Monthly free trade | ✘ | 1 trade | 10 trades |
| Free family accounts | ✘ | 5 family members | Unlimited Premium family members |
| ii360 | +£20 per month | +£20 per month | ✔ |
| ii Advice | +£100 per month | +£100 per month | +£60 per month |
| Business Accounts* | +£30 per month | +£30 per month | ✔ |
| Trade costs (per trade) | |||
| Funds | £3.99 | £1.49 | Free |
| UK & US Shares (incl. ETFs & Investment trusts) | £3.99 | £3.99 | £2.99 |
| Other international shares | £9.99 | £7.99 | £5.99 |
| Dividend reinvestment | £0.99 | £0.99 | Free |
| Foreign exchange | 0.75% | First £50,000 = 0.75% Over £50,000 = 0.25% | 0.25% |
*Business Accounts are opened and operated as separate relationships with their own plan and an additional charge of £30 per month. If your personal accounts are on the Premium plan, any business accounts you have will have their fee waived and any commission and FX you pay on them will be on the Premium rates.
The price plan table covers the monthly cost of your plan plus the main trading fees you’ll pay to invest with ii. There are some other charges that may apply if you have more specific trading or admin needs. We list all our charges here and on our downloadable full list of charges (PDF).
Premium FAQs
With ii Family, you can add family members to your plan while everyone keeps their own secure, separate accounts.
If you’re on Plus, you can add up to five family members. They can invest up to £100,000 without paying a monthly account fee.
With Premium, you can add unlimited family members. Each can invest up to £250,000 without a monthly account fee and benefit from Premium trading and FX rates.
If a family member’s investments exceed their plan limit, they’ll move to a paid ii plan.
For more details, read the ii Family terms and conditions.
On our Premium plan, you’ll get monthly credit worth £29.90, which can be used against your trading fees in any of your accounts.
For Premium, your credit is the equivalent of 10 UK/US share trades. You can use your credit toward most types of trades, including UK/US shares, and international shares. Dividend reinvestment and funds are free on Premium.
The credit is applied in return for your monthly fee and is available for 31 days only, so it can’t be rolled over to the next month.
