Home >

ISA Application - What you need to know - TMF

what you need to know


The tax treatment of these products does depend on your circumstances and might change. 


We want to make sure that you're comfortable with the risks of investing, so please remember that the value of your investments can go down as well as up and you may not get back all the money you put in.
This is particularly important to bear in mind if you are transferring in a cash ISA.
All investments carry a varying degree of risk and it's important you understand the nature of these risks.

your money and investments

It's important to understand how your money and investments will be held and investment protection schemes that apply.

your investment decisions

We'd like to remind you that this is a self-select stocks & shares ISA, where you make your own investment decisions. Our services are execution only. Together with our partners we also provide opinions on whether to buy a specific investment. None of the opinions we provide are a personal recommendation. We have not assessed your investing knowledge and experience, your financial situation or your investment objectives. If you're unsure about the suitability of a particular investment or think you need a personal recommendation, you should speak to a suitably qualified financial adviser. 

conflicts of interest

We have a conflicts of interest policy that identifies circumstances that constitute, or may give rise to, conflicts of interest which pose material risk of damage to one or more of our customers. 

referral site commission

We’ll pay any site owner a fee for each referral and / or account opened. The referral fees do not affect the rates & charges that our customers will pay. If you’d like further details of the payment structure between us and our referral partners please contact us

online investment costs

We’re proud of our pricing and to welcome you as a new customer you’ll be able to buy shares, funds, ETFs & investment trusts online at our lowest share dealing rate for 3 months. After that you'll move onto our Frequent or Standard rate based on your average number of monthly trades completed.
We ask you to make a flat payment each quarter and in return we look after your assets safely and give you the same value in trading credits, which you can use to pay for your commission charges. The first quarterly payment is due on the second Wednesday of the month following account opening.


Before you open an account with us you will be asked to confirm that you have read our terms of service. 

To open an ISA you must be 18 or over, a UK resident and not a US citizen for tax purposes.