Tax hub
Investing doesn't have to be taxing
Discover everything a UK investor should know about tax - from key allowances and ways to make tax‑efficient choices. Our guides and expert commentary give you the clarity and confidence to manage your investments with tax in mind.
Remember ii guides are intended to be useful information, and do not constitute tax advice.
Important information: As investment values can go down as well as up, you may not get back all of the money you invest. Currency changes affect international investments, and this can decrease their value in sterling. If you’re unsure if an investment account is right for you, please speak to an authorised financial adviser. Tax treatment depends on your individual circumstances and may be subject to change in the future.
Make this your best (tax) year yet
Each year, you have an allowance you can use to maximise the tax efficiency of your savings.
Take a look at our ideas on how you can use your allowances to your advantage.
UK tax rates & allowances
When it comes to UK taxes, there’s more to the story than just Income Tax and Capital Gains Tax. From savings income to wealth taxes, we’ve pulled together a guide covering the key rates and allowances that could affect your finances.
Whether you're earning, saving, or investing - this is your resource for staying tax smart.
Make the most of your ISA
Each tax year, you have generous ISA allowances that help your money work harder and avoid the likes of Capital Gains Tax and Income Tax.
Your annual ISA allowance
Take advantage of this year's ISA allowance and invest up to £20,000 tax-free in 2025/26.
Junior ISA allowance
You don't just get an ISA allowance - your children do too. Find out how you can invest up to £9,000 tax free in a Junior ISA.
ISA tax benefits
ISAs offer valuable tax benefits that can help protect your returns over time.
Pensions and taxes
Tax considerations to keep in mind.
SIPP contribution limits
Paying as much as you can into your SIPP will help to boost your retirement income.
Tax relief on pensions
Knowing how pension tax relief works can help you get more from your contributions.
SIPP inheritance tax
Understanding SIPP inheritance tax can help you plan how best to pass on your pension.
Understanding Capital Gains Tax (CGT)
Depending on your circumstances, you may need to pay Capital Gains Tax. Find out what it is, when you pay it and how you could reduce your tax bill.
What is Capital Gains Tax?
Find out when you need to pay tax on gains from selling shares and other assets.
Capital Gains Tax allowances
You can make a certain amount in gains each year before Capital Gains Tax applies.
How to reduce your Capital Gains Tax bill
After significant changes to the Capital Gains Tax allowance in recent years, investors need to plan ahead more than ever.
Your guide to smarter tax planning
Guide to Self Assessment tax returns
Understanding how self-assessment works can make the process less daunting.
Expert tips to tax-efficient investing
Our experts cover smarter ways to invest and help you save on tax in the future.
End of tax year deadlines
Find information on your deadlines and our contact centre opening hours at tax year end.
Guide to bonus sacrifice
Learn how using bonus sacrifice can positively affect both your tax bill and pension savings.
Salary sacrifice explained
For some people, salary sacrifice offers a practical way to reduce tax while saving more for retirement.
Lump sum investing
There are different ways to invest a lump sum. Understanding your options can help you make the most of your money.
