Planning your retirement
Tools to help you plan and fund your retirement.
Covid-19 - current market conditions
Making decisions about your SIPP based on short term circumstances - especially at a time of market volatility - can have significant long-term consequences for your financial wellbeing and retirement.
If you access your SIPP benefits now, you might miss out on any increases in value in the future if markets recover. You will receive only the current value of your SIPP investments (which might have fallen recently), and this may be taxable.
If you would like to explore the risks and options in more detail we recommend that you seek the advice of a suitably qualified financial adviser.
We are living longer, staying active longer and that means a different way of planning for, and funding, our retirement.
Richard Wilson, Chief Executive Officer, interactive investor
Retirement planning tools
How long might I live?
Understand how long you might spend in retirement. How healthy might you be over that time?
Click here for the BBC Health life expectancy calculator
What will the state pension provide?
When will you receive your state pension, and how much will it be? Plus, when will you get that free bus pass!
Click here for your state pension facts
What pension might I expect?
How well might your current - and future- pension savings support your retirement?
Click here for the Money Advice Service calculator
The value of investments made within a SIPP can fall as well as rise and you may end up with a fund at retirement that’s worth less than you invested. You can normally only access the money from age 55 (age 57 from 2028).
Other fees apply – please see our charges for full details.
Not sure where your pensions might be?
How much you pay to manage your pension over time will have a big impact on its final value.
Get more from an ii SIPP
We don’t believe in charging a percentage fee that goes up as your investments grow.
Our award winning SIPP gives you fixed, transparent pricing, with no percentage-based fees. So you can watch your portfolio grow whilst your costs stay the same.
Open a SIPP by 31 January and pay no SIPP fee until August 2021. Following the offer period, the ii SIPP fee is only £10 a month. Terms apply