Please remember, investment value can go up or down and you could get back less than you invest.
What is share dealing?
Share dealing is the process of buying and selling shares in a company to try and grow your money.
If the value of your shares increases over time, you can sell some of those shares at a profit. But there is always a risk you could lose money, too. As such, you should never invest money you cannot afford to lose.
Some businesses also pay dividends – a piece of the company’s profit for every share you own, usually distributed twice a year. These are not guaranteed, as some companies might withhold dividends if they cannot afford it.
Why start share dealing with interactive investor?
✔ We offer the widest choice – more than 40,000 UK & global investment options.
✔ We charge a low, flat fee of £9.99 per month. Most other share dealing providers charge a percentage fee on any funds that you hold, so your costs grow with your investments.
✔ We give you a free trade every month. There are also no trading fees with our regular investing service.
Share dealing account options
You can buy and sell shares in any of our accounts:
Our Self-Invested Personal Pension. You choose how and where your pension is invested, with the option to transfer old pensions into one SIPP account. (Special offer: Open a SIPP by 31 March and pay no SIPP fee until October 2021, then just £10 a month extra). Learn more
How to invest in shares
To invest in shares with interactive investor, you will need to start by opening an account.
From there, you can add funds to your online share dealing account and choose the shares (or other investments) you want to buy. If you’re not sure what to choose, our investment ideas could help you.
There is always risk associated with investing - so you should never invest money you can’t afford to lose.
You can help to reduce your risk by:
- Regular investing – topping up your investments monthly instead of buying as a lump sum. This can help you ride out the ups and downs of the market. Learn more
- Choosing funds and trusts that are chosen for lower risk – but there are still no guarantees that you won’t lose money.
On the other hand, some people accept a certain level of risk for the chance of larger gains.
Most people look at investing as a longer-term option for growing their money. In the shorter term, the stock market can be unpredictable.
Share dealing fees and charges
- When you join ii, there is a £9.99 monthly service plan fee. This includes our Stocks & Shares ISA, Junior ISA and a general Trading Account.
- It costs just £10 a month more to add a SIPP (special offer: open a SIPP by 31 March and pay no SIPP fee until October 2021).
- We give you a free trade every month. You can use this to buy or sell any investment.
- There are also no trading fees for our regular investing service.
- There are some activity-based charges for things like Stamp Duty and foreign currency exchange. View our charges page for a full list.
How to start share dealing
Open an account
It only takes a few minutes to get started.
Find ideas for your portfolio
Our expert insights and investment ideas can help you build your portfolio.
Share dealing FAQs
How does share dealing work?
To start share dealing, you will need to open an account.
There are different types of share dealing account:
- Stocks and Shares ISA – invest up to £20,000 a year without paying any tax on the gains
- Trading Account – a flexible investing account with no limit, but you may have to pay some tax
- SIPP (Self-Invested Personal Pension) – a tax-efficient ‘DIY’ pension in which you choose how and where your money is invested
You can buy and sell shares by logging in to your account, and your first trade each month is free.
Share prices rise and fall in line with demand. If you buy a share and the value increases over time, you can sell at a profit. Likewise, if prices fall, you could lose money.
Are share dealing costs lower with interactive investor?
interactive investor customers enjoy share dealing at a low, flat fee. This structure is more cost effective over the long term compared to platforms that charge percentage fees. From as low as £9.99 a month, you can enjoy a free monthly trade alongside free regular investing with additional trades costing £7.99.
What is a share dealing platform?
Share dealing platforms are the easiest and cheapest way to buy and trade shares online. Share dealing on ii’s award-winning platform allows you to buy shares from any company listed on both the stock exchange and the Alternative Investment Market (AIM).
To be listed on the stock exchange, companies must complete an Initial Public Offering (IPO) – a process that makes private company public. This allows investors to buy shares.