Interactive Investor

Open a Joint Trading Account today

Trade shares, funds, trusts and more with our joint investment account - just £11.99 per month on our Investor plan.

More of your money for you. ii Trading Account

Please remember, investment value can go up or down and you could get back less than you invest. The value of international investments may be affected by currency fluctuations which might reduce their value in sterling.

Your chance to win £100k.

Open an ii Trading Account by 31 July 2024 to be in with a chance of winning our biggest ever cash prize: £100,000. 

How to enter the prize draw

1. Open your ii Trading Account

  • Open a Trading or Joint Account by 31 July for your chance to win our biggest ever giveaway.

2. Make a payment or transfer

  • Add £5,000 or more to your account to qualify for entry. Transferring a general investment account to your new Trading Account counts too. 

3. We’ll automatically enter you

  • Top tip: open and add the minimum amount to another ii account and you’ll get another entry.

The lucky winner will be chosen at random within a month of the closing date. So keep your fingers crossed and eyes peeled for updates. 

Capital at risk. Terms apply.

What is a Joint Trading Account?

A Joint Trading Account provides all the benefits of our Trading Account, but with shared ownership, allowing couples to optimise their Capital Gains Tax allowance. Investments held in a joint account will be registered in both names.

The account gives access to our full range of investment options. There is no limit on the amount you can contribute annually, and you can withdraw funds at any time.

It’s easy for both people to access, with separate passwords. You’ll each have a private view of any personal accounts, such as your ISA or SIPP.

Advantages of a Joint Trading Account

  • Simplified portfolio management
  • Easy for both account holders to access
  • Certificate share holdings registered in both names can be deposited

Joint Trading Account fees and charges

  • Our Joint Trading Account costs £11.99 a month on our Investor plan.
  • We give you 1 free trade per month to buy or sell any investment. Additional trades usually cost £3.99.
  • The £11.99 monthly fee covers a Joint Trading Account only. It is separate to any personal accounts you own. 
  • There are some activity-based charges that include Stamp Duty and foreign currency exchange. View our charges page for a full list.

How to open a Joint Trading Account

Both applicants must be 18 or over and either UK, Channel Islands or Isle of Man residents.

You will need the address, debit card details and National Insurance number for each applicant to hand.