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Trading account application - What you need to know - TMF

what you need to know


We want to make sure that you're comfortable with the risks of investing, so please remember that the value of your investments can go down as well as up and you may not get back all the money you put in. All investments carry a varying degree of risk and it's important you understand the nature of these risks.

Your money and investments

It's important to understand how your money and investments will be held and investment protection schemes that apply.

your investment decisions

We want to remind you that our services are execution only. Together with our partners we also provide opinions on whether to buy a specific investment. None of the opinions we provide are a personal recommendation. We have not assessed your investing knowledge and experience, your financial situation or your investment objectives. If you're unsure about the suitability of a particular investment or think you need a personal recommendation, you should speak to a suitably qualified financial adviser.

referral site commission

We’ll pay any site owner a fee for each referral and / or account opened. The referral fees do not affect the rates & charges that our customers will pay. If you’d like further details of the payment structure between us and our referral partners please contact us

online investment costs

We’re proud of our pricing and to welcome you as a new customer you’ll be able to buy shares, funds, ETFs & investment trusts online at our lowest share dealing rate for 3 months. After that you'll move onto our Frequent or Standard rate based on your average number of monthly trades completed.
We ask you to make a flat payment each quarter and in return we look after your assets safely and give you the same value in trading credits, which you can use to pay for your commission charges. The first quarterly payment is due on the second Wednesday of the month following account opening. 


Before you open an account with us you will be asked to confirm that you have read our terms of service.