Interactive Investor

Investment Pathways

Investment Pathway option 2:
iShares Core UK Gilts ETF

Objective: I plan to use my money to set up a guaranteed income annuity within the next five years

Please note: our Investment Pathway options are intended to meet a broad objective, and are not a personal recommendation. This means we have not assessed your investing knowledge and experience, financial situation or detailed investment objectives.

Why was this fund chosen?

Interactive investor has selected this fund to preserve purchasing power when planning to buy a fixed (rather than an index-linked) annuity. It is designed to hedge the capital value against movements in level annuity prices up to the time of an annuity purchase. The fund holds UK government bonds.

Things to consider

Changes in interest rates can affect the value of bonds, which means it could go down. Inflation can also erode the real value of the fund. Past performance is not an indicator of what may happen in future.

What is the fund charge?

The ongoing charges figure (OCF) is 0.7%.

This represents some of the fees which the fund manager will take for running the fund.

IMPORTANT: The OCF does not include some other Fund Manager operating costs and charges, including Fund Manager transaction costs and performance fees. For a full breakdown of the costs and charges information about an investment, please visit the factsheet page and click on the link under ‘Documents’ to request the Cost Disclosure Document.

What is the cost of buying or selling units in the fund?

You will need to place a trade to purchase this fund.

  • Your first trade each month is free (in the form of a £7.99 trading credit).
  • Additional trades usually cost £7.99. If you have chosen our Funds Fan or Super Investor service plan, this is reduced to £3.99.
  • Single trades with a value over £100k cost £40 each.