Our low, flat fees are even better value with these great offers.

Open your ii SIPP by 30 September 2024 and get between £100 and £2,000 cashback. Minimum 10k account value and terms apply.
Open your ii ISA or Trading Account by 30 September 2024 and get £50 worth of free trades. Other charges and terms apply.
Get a £200 reward when you recommend ii to a friend. View offer
And with Friends and Family, you can give up to five people a free subscription to ii for just £5 a month extra. View offer

Please remember, SIPPs are aimed at people happy to make their own investment decisions. Investment value can go up or down and you could get back less than you invest. You can normally only access the money from age 55 (57 from 2028). We recommend seeking advice from a suitably qualified financial advisor before making any decisions. Pension and tax rules depend on your circumstances and may change in future.

Get £200 when you recommend ii

Refer a friend or family member to ii and get a £200 reward.

Your friend will get their first year’s service plan for free.

To qualify, your friend must transfer or fund their account with at least £10,000 in combined cash/investments. Please note: your friend will not receive free monthly trading credits during the fee-free period. Terms apply.

Find out more

Recommend ii offer terms and conditions

This offer is open to all interactive investor customers who are UK residents aged 18 years or over with a Trading Account. Opening a Trading Account is free if you have an ISA, only £4 extra for Pension Essentials, and just £9 extra per month for Pension Builder customers.
Subject to these terms and conditions, the offer:
- 2.1 Pays an existing ii customer (the "referrer") £200 (the "referral reward") when a person they refer (a "friend") opens a new ii SIPP, Stocks and Shares ISA or Trading Account. A maximum of six referral rewards can be claimed under this offer.
- 2.2 This means the friend enjoys a whole year of no subscription plan or SIPP fee being applied during the fee-free period.
Friends cannot be existing ii customers and must open and fund an ii SIPP, Stocks and Shares ISA and/or Trading Account with a minimum of £10,000 within a year of their first account opening.
Accounts may be funded via cash deposits or transfers from other providers.
Charges are applicable for all accounts opened in accordance with our standard rates and charges until the qualifying criteria is met.
The fee-free period expires one year from the date of qualification.
Referral rewards are credited to the referrer's Trading Account, while the friend’s fee-free period begins within 10 working days of qualifying.
Existing product terms and conditions apply in addition to the terms and conditions specific to this offer.
If the friend’s account is closed or transferred out within 12 months of being opened, we reserve the right to reclaim the referral reward.
Taking advantage of this offer means participants agree that ii is not liable for any costs, expenses, losses or damage sustained by any participant under this offer.
Referral rewards are not paid if the referrer is no longer an ii customer or has applied to transfer their account(s) to another provider when the referral reward is due.
Refer up to 6 friends. Please note that you cannot refer yourself.
Personal data held by ii in connection with the offer will be processed in accordance with ii's privacy policy.
After the offer has ended, our standard rates and charges apply.
All other rates and charges are not subject to this offer and still apply.
During the fee-free period, friends are not entitled to trading credits under any of ii's service plans.
ii reserves the right to alter, withdraw or amend this offer and/or these terms and conditions without prior notice.
The laws of England and Wales govern this offer.
All participants to this offer agree to be bound by these terms and conditions.
ii is the promoter of this offer. The registered office for ii is 201 Deansgate, Manchester, M3 3NW.

Free investing for your friends and family

You can gift up to 5 people a free subscription to ii. Simply add them to your plan and their monthly cost is zero.

Each member can open a Trading Account, with or without a Stocks and Shares ISA, and invest up to £50,000 with no monthly subscription charge.

With free regular investing, they’ll pay no investing fees. And they’ll pay our normal investing fees if they want to buy and sell investments. Terms apply.

Find out more

Friends and Family terms and conditions

Subject to these offer terms, this Friends and Family offer (the “Offer”) is available to Qualifying Customers (as defined in clause 2) of Interactive Investor Services Limited (“ii”, “us”, “we” or “our”) who meet the Qualifying Criteria (as defined in clause 3).
The Offer is available to:
- a. subject to point c. below, all existing ii customers who have an open ii Stocks and Shares ISA/JISA and/or ii Trading Account and/or ii SIPP account (each a ”Primary Customer");
- b. subject to point d. below, up to five people nominated by the Primary Customer in accordance with these Offer terms who are each UK residents and aged over 18 (each a “Secondary Customer");
  (each Primary Customer and all linked Secondary Customers together shall be the “Qualifying Customer");
- c. Charity accounts, company accounts investment clubs, accounts which are managed (or become managed) under a Power of Attorney and/or Third-Party Authorities cannot be a Primary Customer.
- d. Joint Accounts, ii SIPPs, ii JISAs, ii PTAs, charity accounts, company accounts and investment clubs cannot be a Secondary Customer.
In order to qualify for the Offer, the following criteria must be met:
- a Primary Customer must follow the process for nominating Secondary Customers as set out by ii from time to time;
- each Primary Customer must have an open ii Stocks and Shares ISA; or SIPP; or ii Trading Account;
- each Secondary Customer must have an open ii Stocks and Shares ISA and/or ii Trading Account;
- each Secondary Customer shall only be eligible for the Offer for such time as they hold an aggregate balance of less than £50,000 between their ii Stocks and Shares ISA and Trading Account (as applicable); and
- there must be no more than five Secondary Customers per Primary Customer at any one time,
  (together the “Qualifying Criteria”).
For those Qualifying Customers meeting the Qualifying Criteria, the terms of the Offer are as follows:
- each Primary Customer agrees to pay a monthly supplementary charge of £5 (the “Supplement”) to allow their nominated Secondary Customers to benefit from the Offer. However, each Primary Customer on the Super Investor Service Plan will be exempted from paying the Supplement and will have access to the Offer for £0 per month for such period as they remain on the Super Investor Service Plan. If any such Primary Customer subsequently moves to an alternate plan they become liable for the Supplement from such date; and
- in consideration for the payment of the Supplement, each Secondary Customer linked to the relevant Primary Customer shall receive ii’s Investor Service Plan for a Service Plan fee of £0 per month (please note that all other fees and charges applicable to the Investor Service Plan will apply during the Offer and Secondary Customers are ineligible for trading credits during the Offer).
If any Secondary Customer’s aggregate ii account balance exceeds £50,000 at any time, they will be immediately withdrawn from the Offer and transitioned onto ii’s standard Investor Service Plan rates and charges as set out in our rate card.
If, during the Offer, a Secondary Customer changes to any Service Plan other than the Investor Service Plan, they will be immediately withdrawn from the Offer and will be subject to the rates and charges payable for such alternative Service Plan as set out in our rate card.
A Primary Customer and each of their linked Secondary Customers may opt-out of the Offer at any time by giving written notice to us. In the case of an opt-out by the Primary Customer under this clause 7:
- the Primary Customer will revert to the pricing that applied to their ii account(s) immediately prior to the Offer; and
- each linked Secondary Customer will be transitioned onto ii’s standard Investor Service Plan rates and charges as set out in our rate card.
  Please note that it remains the responsibility of Primary Customer to opt-out of the Offer in the event don’t have any Secondary Customers linked to their account.
In the event that a Primary Customer fails to pay the Supplement at any time, all linked Secondary Customers will be withdrawn from the Offer immediately and will be transitioned onto ii’s standard Investor Service Plan rates and charges as set out in our rate card.
Anyone who is seen to be abusing the Offer may be excluded at our absolute discretion (a non-exhaustive example may include a Primary Customer nominating themself as a Secondary Customer).
All of our existing terms and conditions apply in addition to these Offer terms. In the event of any conflict between our terms and conditions and the terms of the Offer, the terms of this Offer shall prevail.
By participating in the Offer all participants agree that ii will not be liable for any costs, expenses, loss or damage sustained or incurred by any participant with regards to the Offer.
There is no alternative to the Offer.
Any personal data processed by ii in connection with the Offer will be processed in accordance with ii’s privacy policy here. By participating in the Offer, Qualifying Customers consent to any incidental sharing of personal data effected by ii between such Qualifying Customers as is necessary in order for ii to service the Offer.
All other rates and charges not varied by this Offer shall continue to apply.
We reserve the right to alter, withdraw or amend this Offer and/or these terms and conditions at any time without prior notice.
This Offer is governed by the laws of England and Wales.
All participants in this Offer agree to be bound by these terms and conditions.
ii is the promoter of this Offer. The registered office for ii is 201 Deansgate, Manchester, M3 3NW.

Our low, flat fees are even better value with these great offers.

The best things in life are free trades.

Get your pension SIPP-shape with up to £2,000 cashback.

Check before you transfer​​

Get £200 when you recommend ii

Free investing for your friends and family

Check before you transfer