Please remember, investment value can go up or down and you could get back less than you invest. The value of international investments may be affected by currency fluctuations which might reduce their value in sterling.
Why choose our Trading Account?
Our trading account is ideal if you want flexibility and uncapped investments. You’ll have access to one of the widest choice of investments in the market – including shares, funds, trusts and ETFs.
We give you the tools you need to be a confident and informed investor, including expert insights on our website and in your inbox. You can access your money whenever you need and trade securely at any time, using our smartphone apps.
Why choose an ii Trading Account?
- Low, flat fees - could save you money and help you achieve your goals sooner.
- More opportunities - choose from one of the widest range of investments on the market.
- You're in control - check on your investments any time, anywhere with our secure mobile app.
- We've got your back - our UK-based team is rated 'excellent' on Trustpilot.
- Learn from the best - impartial information from our analysts, including selected funds, ready-made portfolios and our award-winning newsletters.
*We've crunched the numbers: If you invested in both our Trading Account (General Investment Account) and ISA, after 30 years you could be better off by £43k. That's more than £1,000 difference a year, just for using us over another platform. Lots of things can affect your final figure. But the lower the fees, the more money you'll keep for yourself. This is just for illustration if all other factors were the same. Don't just take our word for it: check our working out here.
Trading Account fees and charges
- The monthly subscription for our Investor Essentials, Investor and Super Investor plans includes a Trading Account, which means you can add one for free.
- Pension Essentials customers can add a Trading Account by upgrading to our Essentials plan + SIPP for a total cost of £9.99. If your investments grow above £75,000 you will move onto our Investor plan + SIPP for £21.99 per month.
- If you are on our Pension Builder plan, you can add a Trading Account by upgrading to our Investor plan + SIPP for a total monthly cost of £21.99.
- It’s free to top up your investments each month with our regular investing service.
- There are some activity-based charges for things like Stamp Duty, foreign currency exchange and Bed and ISA. View our charges page for a full list.
Choosing investments for your Trading Account
Our ready-made portfolios and recommended funds can help you.