Introducing our new price plans

Our updated plans are designed to give you the right balance of value and benefits. But if you want to move to our Core plan instead of our Plus plan, you may be able to.

As long as your portfolio is under £100,000, you can move to our Core plan. To be eligible, you’ll need to set up a Direct Debit to pay for your monthly fee and have your documents delivered electronically.

• To set up a Direct Debit: Log in to your account, click the person icon at the top of the screen, and select ‘Subscription & billing’ (on our mobile app, this can be found under ‘Account’). On desktop, you can set up a Direct Debit under 'Billing & payments', and on mobile, it's under ‘Make payments easier’ 
• To set up electronic document delivery: Click the person icon and select ‘Details & preferences’. Under ‘Your preferences’, select ‘Update your preferences’ 

If you do both of the above steps, you'll automatically move to the Core plan instead of the Plus plan on 1 February.

Please review the new options to make sure you’re not missing out on the features of your current plan.

Your monthly fee is changing because we’re simplifying our plans and pricing. This will make it easier to get the full value from our range of accounts, tools, resources, and support. This includes extra investment accounts you didn’t have access to before - such as a Stocks & Shares ISA, Personal Pension, or Trading Account - now included in the cost of your flat monthly fee.

We’ve made these updates with transparency and fair value in mind, helping to keep investing accessible for everyone.

This isn’t a mistake; many people have seen their fees decrease. By including a Stocks & Shares ISA, Personal Pension, and Trading Account as standard in all 3 new price plans, there’s no need for an extra fee.

If you’re on our Investor Essentials + SIPP or Investor + SIPP plans, your fee is likely decreasing because of the addition of the SIPP to your monthly fee - at no extra cost.

You don’t need to do anything. We’ll move you on to the most suitable plan on 1 February 2026. If you feel the plan that you’re on isn’t right for you, you can review the new options to find one that suits your needs.

Your fees will continue to be taken using your chosen payment method. If you pay your fees using Direct Debit, we'll contact you in January to confirm your new Direct Debit instruction.

All customers will automatically move to our new service plans and the old plans will no longer be available. This will keep our pricing simple for everyone.

If you feel the plan you’re on isn’t right for you, you can review the new options to find one that suits your needs. If your circumstances change or your account value decreases, you can change your plan at any time.

We’re confident that we offer one of the market's best value investment platforms. But if you decide you no longer wish to be an ii customer, we don’t charge exit fees, and you're free to leave at any time.  

Yes, you can still change your current service plan until 23 January 2026. We’ll put a pause on plan changes from this date so we can ensure everyone is on the most suitable new plan from 1 February.

Just bear in mind, changing your current plan may alter the new plan you’re moved on to. But you can always change your new plan if you think another one suits your needs better.

You can log in to your account and go to the ‘Subscription and billing’ page to view and manage your plan.

Here, you can change your plan, review your Direct Debit instructions, and manage your Friends & Family memberships. 

Your ‘Subscription and billing’ page will show the next scheduled fee collection date. If you’re in a fee-free period, we won’t collect any fees until it ends, as long as you continue to meet the offer terms.

Please note, our Premium plan is not included in the fee-free period.