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Our fair flat fees just got fairer

We’ve scrapped our regular investing fee so you can get even more for your money in 2020.

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What is regular investing?

It is the 'little and often' approach to investing, which can be less risky and more profitable.

By regularly drip-feeding your money into the stock market, you will end up buying shares at different prices. When prices go up, your money will buy fewer shares. When prices drop, it will buy you more.

Snapping up shares in this way, rather than with a hefty lump sum, is known as pound-cost averaging.

If the market goes through a rough patch, regular investing helps cushion the impact. It does not guarantee better returns than investing a lump sum but, over a fixed period, you will have paid the average price of the share. This reduces your risk and gives you a smoother return.

Benefits of regular investing

Keep your cash

It is free to trade and it’s all on your terms.

Build for your future

A convenient way to grow investments in your SIPP, ISA, Junior ISA or Trading Account.

No lump sum, no worries

Set up a monthly direct debit and sit back.

You're in control

Change your investment amount or stop at any time.

How does regular investing work?

Say you buy £100 of shares a month. In the first month the share price is £5, so you can buy 20 shares. In the second month, the price falls to £4. But you can now buy 25 shares for £100.

Holding 45 shares in total, you are now better placed to profit when the price picks up.

By spreading the investment – £200 over two months – those 45 shares were bought at an average price of £4.44 each. Investing £200 in one go would have bought only 40 shares, at a cost of £5 each.

Why regular investing could be right for you

Moira O'Neill, interactive investor's head of personal finance, explains why regular investing is so beneficial, why the new year is the perfect time to review what you are paying and how ii is making its fees even simpler.

Start today

Regular Investing is a feature available in our Trading Account, Stocks & Shares ISA, Junior ISA and SIPP.

  • Our fixed fee covers you for multiple accounts 
  • £7.99 free credit every month to trade in any of your accounts
  • Our fair flat fees save you money and help you achieve your goals sooner

Choose an account and start regularly investing today.

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Why choose ii

✔   Better value - Start investing with as little as £25 per month and each monthly purchase made using the regular investment service is FREE.

✔   Better choice - You can have up to 25 regular monthly investments per account. Invest in our full range of funds, popular shares (including the FTSE 350), ETFs and investment trusts.

✔   Better intelligence - Access our award-winning financial know-how. Whether you are seeking growth, income or both, you will find plenty of inspiration.

Tools and insight

8 January

Why regular investing could be right for you

Moira O’Neill, ii’s head of personal finance, explains the benefits of regular investing.

by Moira O'Neill

Start today

Choose an account and start regularly investing today.

choose an account

Risk Warning: The price and value of investments and their income fluctuates: you may get back less than the amount you invested. If you are unsure about the suitability of a particular investment or think that you need a personal recommendation, you should speak to a suitably qualified financial adviser. Please note, the tax treatment of these products depends on the individual circumstances of each customer and may be subject to change in future. If you are uncertain about the tax treatment of the products you should contact HMRC or seek independent tax advice.