ii SIPP

Open a SIPP

Our latest SIPP offers

It's never too late to start a pension.

Special offers

Important information: A SIPP is for those wanting to make their own investment decisions when saving for retirement. As investment values can go down as well as up, the amount you retire with could be worth less than you invested. Usually, you won’t be able to withdraw your money until age 55 (57 from 2028). Before transferring your pension, check if you’ll be charged any exit fees and make sure you don't lose any valuable benefits such as guaranteed annuity rates, lower protected pension age or matching employer contributions. If you’re unsure about opening a SIPP or transferring your pension(s), please speak to an authorised financial adviser.

Get up to £2,000 when you switch to our SIPP

Reap the rewards of switching up your retirement savings this summer. You could keep more money for your future with our low, flat-fee Personal Pension (SIPP) and enjoy a cashback boost for now.

Get your £100 to £2,000 cashback when you open a SIPP and deposit or transfer a minimum of £10,000. See more details on this offer.

Offer ends 30 June 2025. Subject to 12 month holding period. Terms and fees apply.

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£100-2000 cashback SIPP offer with 4x Which Recommended logo

Check before you transfer​​

A SIPP is for those wanting to make their own investment decisions when saving for retirement. As investment values can go down as well as up, the amount you retire with could be worth less than you invested. Usually, you won’t be able to withdraw your money until age 55 (57 from 2028).

Before transferring your pension, check if you’ll be charged any exit fees and make sure you don't lose any valuable benefits such as guaranteed annuity rates, lower protected pension age or matching employer contributions. If you’re unsure about opening a SIPP or transferring your pension(s), please speak to an authorised financial adviser. Don’t transfer just to qualify for the offer, and don't rush any decision to meet the offer deadline. We periodically run offers, and there will likely be other opportunities in the future.

Get £200 when you recommend ii

Refer a friend or family member to ii and get a £200 reward, you will need a Trading Account for this to be credited.

Your friend will get their first year’s service plan for free.

To qualify, your friend must transfer or fund their account with at least £5,000 in combined cash/investments. Please note: your friend will not receive free monthly trading credits during the fee-free period. Terms apply.

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Friends and Family

Give free investing with ii's Friends & Family

You can gift up to 5 people a free subscription to ii.  Simply add them to your plan and their monthly cost is zero.

Each member can invest up to £50,000 in an ISA or a general investing account.

With free regular investing, they’ll pay no investing fees. And they’ll pay our normal investing fees if they want to buy and sell investments. Terms apply

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Join us today and take control of your financial future with award-winning, great value investing.

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Learn how to make the most of your SIPP

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SIPP charges

Need inspiration? Our experts are here to help you get started.

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What is a SIPP?

Learn more about how a SIPP works.

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SIPP tax benefits

Learn more about SIPP tax benefits and how pension tax relief works.

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Why choose ii

Find out why customers choose us.