Any friend of Mimik Consultancy is a friend of ii.

Yes, you can transfer investments from another provider to ii.  

You can transfer when you first open your account or any time after that. If you want to trade while your transfer is in progress, most providers will be able to facilitate this as long as your investments aren’t in the process of being re-registered.  

Don’t forget to keep both us and your current provider updated on any changes to the investments in your account. We can’t be held liable for any missed opportunity if you choose not to trade while your transfer is in flight.  

Please note: if a Trading Account transfer includes any investments we don't offer, we won’t be able to bring them across. You can search our shares, funds, trusts, and ETFs pages to search for a particular investment.  

As of 6 April 2024, you can now have - and contribute - to as many ISAs as you want (except for Lifetime ISAs and Junior ISAs). Provided you don't contribute more than your £20,000 ISA allowance across them all. 

There are two ways to invest in a Stocks & Shares ISA, you can: 

• Contribute a lump sum: if you have spare cash, or want to maximise your tax-free allowance 

• Drip-feed your money: our free regular investing service lets you build your portfolio from as little as £25 a month - with no trading fees. All you need to do is choose what you want to invest in and decide how much to contribute every month, and we’ill automatically buy it for you.  

And what’s more, you can withdraw your money from the ii ISA anytime. However, this does not renew your annual contribution allowance. Once you've paid into the ii ISA, that part of your allowance has been used. 

Read more about adding and withdrawing money from a Stocks & Shares ISA. 

You can apply for your SIPP online in less than 10 minutes. You’ll need your National Insurance (NI) number, debit card and bank details to hand.  

Once your SIPP’s set up, you can add money via a one-off deposit or regular, monthly Direct Debit contributions. You can also transfer in any existing pensions you have elsewhere.  

For every personal payment you make into your SIPP from your net income, we’ll automatically claim basic rate (20%) tax relief for you. So if you contribute £80, this will be topped up to £100.  

Once your tax relief has been sent to us by HMRC, we’ll pay it as cash into your SIPP account, so you can choose how to invest it.  

If you’re a higher rate (40%) or additional rate (45%) taxpayer, you can claim back the rest of your tax relief through your annual Self Assessment.  

Find out more about how tax relief works.  

Yes, you can have a SIPP and a workplace pension and can pay into both at the same time. Just make sure your total contributions don’t exceed your annual allowance.  
   
Once you’ve maximised your employer pension contributions, paying into a SIPP can be a great way to complement your workplace savings.  

Find out more about Workplace pension vs SIPP.  

At ii, we make it really easy for employers to make contributions to a SIPP through one-off and/or regular payments. If you want to pay into your SIPP this way, you'll first need to ask your employer if they're able to arrange this.  

Read our guide to setting up employer contributions.