Your essential guide to income tax: Everything you need to know
by Ceri Jones
Ceri Jones has been writing on personal finance and pensions for 35 years - 20 of those as editor of Financial Times magazines such as Investors Chronicle. She has witnessed first hand the last three stockmarket crashes - 1987, 2001 and 2008 - and has seen numerous pieces of personal finance and pensions legislation come and go, only to be reinvented again. She is cynical about the active fund management industry, and fanatical about the power of compounding.