Transfer to a Junior Stocks & Shares ISA

Transfers typically take up to 4 weeks for cash transfers and 6 weeks when transferring investments. Though this can take longer if there are delays from your current provider.
 
To make it as smooth as possible, we take care of the whole process and keep you up to date with any progress.

Yes, you can transfer your cash JISA to an ii JISA. You can request the transfer by logging into your ii account, select Transfer and choose Transfer In from the Portfolio menu.  

To protect your allowance, make sure you request the transfer through ii. Withdrawing the cash yourself and paying it back into a JISA will count towards your allowance.

Please note that when you hold both a cash and a stocks and shares Junior ISA, the £9,000 annual allowance applies to the total combined investment across both types within the tax year.

You can’t have a Child Trust Fund as well as a JISA, so when the transfer is complete you can close your Child Trust Fund. The transfer doesn’t affect your child’s JISA allowance and the money stays tax free.
 
Learn about the differences between a Child Trust Fund and a Junior ISA, and why some people choose to switch.

Your Junior ISA allowance won’t be affected when you transfer, as long as you use our online transfer process. 

For example, if you have paid £5,000 into this year’s JISA with your previous provider, you can invest the remaining £4,000 after transferring. 

Please note that when you hold both a cash and a stocks and shares Junior ISA, the £9,000 annual allowance applies to the total combined investment across both types within the tax year.

It’s free to transfer a Junior ISA to ii. However, your existing provider may charge an exit fee when you leave, so check this before you start. 

Even if you do pay an exit fee, our low monthly fee of £14.99 could still leave you considerably better off in the long run. That’s because our fee doesn’t grow with your investments – unlike providers who charge a percentage of your account value.

In most cases, you will be able to transfer all your investments to us. We offer one of the widest ranges of investments available, although some investments may not be supported on our platform. Your case handler will review your holdings and if your holding is unsupported, you can either:

• Sell these investments and transfer as cash.
• Convert your assets to another class (if possible).

You can search for available investments using the search tool at the top of this page.

If you want to trade while your transfer is in progress, most providers will be able to facilitate this as long as your investments aren’t in the process of being re-registered. You should contact your current provider to place your trade(s).

Don’t forget to keep both them and us updated on the changes to the investments in your account.
Please be aware that there may still be a period of time in which you are unable to trade your investments. Certain investments, such as international shares, may be unavailable for a prolonged period of time. We will not be liable to you for any loss or expense you suffer as a result of being unable to sell any investments that are in the process of being transferred or if you choose not to trade while your transfer is in flight.

The value of investments, and any income from them, can fall as well as rise so you could get back less than you invest. If you are unsure about the suitability of a particular investment or whether transferring your assets is the right course of action you should speak to suitably qualified financial adviser.

No, we cannot accept partial Junior ISA or Child Trust Fund transfers.

You can either transfer all of your investments and cash held at your current provider or, choose to sell your holdings and transfer a cash lump sum, which is the only option for a Child Trust Fund.