Interactive Investor

ISA fees and charges

Be up to £32,000 better off thanks to our low, flat fees.

ii ISA cashback offer

Important information - investment value can go up or down and you could get back less than you invest. If you're in any doubt about the suitability of a Stocks & Shares ISA, you should seek independent financial advice. The tax treatment of this product depends on your individual circumstances and may change in future. If you are uncertain about the tax treatment of the product you should contact HMRC or seek independent tax advice.

ISA cashback offer: New customers who open an ISA before 30 June could receive £100 cashback payment when transferring an existing ISA. Terms apply.

ISA fees and charges at a glance

Our Stocks and Shares ISA costs £9.99 a month. You can also add our Trading Account and Junior ISA at no extra cost.

  • You can contribute as little as £25 a month with our regular investing service. There are no trading fees when you contribute this way.
  • If you want to buy or sell shares and funds, your first monthly trade is free. After that, trades usually cost £7.99.
  • There are some activity-based fees for things like foreign currency exchange. View our charges page for a full list.

Analysis shows you could be better off by £32k over 30 years of investing in an ii ISA due to our low flat fees. This is just for illustration if all other factors were the same. The advantage of lower flat fees over time means that you could be significantly better off in the long run. By how much will always depend on your personal circumstances. More about our analysis

Service plans to suit you

When you join, you will start on our Investor service plan (£9.99 a month). If you expect to make several trades per month, you can upgrade to our Super Investor service plans to reduce your costs.

You can upgrade your service plan quickly and easily from your online account.

Investor

All the basics

£9.99 per month

  • A Stocks and Shares ISA
  • A Trading Account
  • As many Junior ISAs as you have children
  • A free monthly trade
  • Free regular investing

Online Trading Fees:

  • UK Shares and Funds, US Shares £7.99
  • Other International Shares £19.99
  • Dividend Reinvestment £0.99

Super Investor

For our lowest trading fees

£19.99 per month

  • A Stocks and Shares ISA
  • A Trading Account
  • As many Junior ISAs as you have children
  • Friends and Family
  • 2 free monthly trades
  • Free regular investing

Online Trading Fees:

  • UK Shares and Funds, US Shares £3.99
  • Other International Shares £9.99
  • Dividend Reinvestment £0.99

How are the ISA charges paid?

The easiest way to pay ISA charges is to set up a Direct Debit when you open your account.

If you haven't set up a Direct Debit then we will take payment from the available cash in your account.


Are there any charges for transferring my investments to an ii ISA?

No, it is free to transfer to or from another provider. However, you should check for any exit fees from your existing providers.


What is the cost of buying and selling in a Stocks and Shares ISA?

All customers receive one or more free trades per month. After that, trades usually cost:

  • UK shares and ETFs: £7.99
  • Funds and investment trusts: £7.99
  • US shares: £7.99
  • Non-US international shares: £19.99

Keep more with our free regular investing service

  • Top up your ISA with a regular monthly direct debit.
  • It's free - you'll pay no trading fees with regular investing.
  • Start from as little as £25 a month.
  • This 'little and often' approach can be less risky and more profitable.

Read more about our regular investing service

Free Regular Investing

Dividend reinvestment in your ISA

  • With interactive investor, you can automatically reinvest your dividend payments for just 99p.
  • The minimum dividend value you can reinvest is £10.
  • You won't pay tax on dividend reinvestment in a Stocks and Shares ISA.
  • Automatic dividend reinvestment can only be used on income received in pounds sterling.

Read more about dividend reinvestment

New to interactive investor?

It takes less than 10 minutes to get started. You will just need your address, debit card details and national insurance number to hand.

Already an ii customer?

Simply log in add a new Stocks and Shares ISA.

Other charges to consider

ISA charges FAQs