Interactive Investor

Stocks and Shares ISA

As an existing customer it's easy to add an ISA to your current plan, often for free.

Investment Platform of the Year

Important information - investment value can go up or down and you could get back less than you invest. If you're in any doubt about the suitability of a Stocks & Shares ISA, you should seek independent financial advice. The tax treatment of this product depends on your individual circumstances and may change in future. If you are uncertain about the tax treatment of the product you should contact HMRC or seek independent tax advice.

What is a Stocks and Shares ISA?

A Stocks and Shares ISA, also known as a Self-Select ISA or Investment ISA, is a tax-efficient savings account that lets you choose where and how your money is invested.

You can contribute up to £20,000 a year, in one ISA or several different types of ISA.

A Stocks and Shares ISA could give you better returns  than cash savings – but this is not guaranteed. If you are unsure about whether you should invest, then seek independent advice.

Add an ISA to the investment accounts you already hold with us to keep track of everything in one place.

What is a Stocks & Shares ISA

Why choose an ii Stocks and Shares ISA?

  • Low, flat fees - could save you money and help you achieve your goals sooner.
  • More opportunities - choose from more than 40,000 UK and global stocks.
  • You're in control - check on your investments any time, anywhere with our secure mobile app.
  • We've got your back - our UK-based team is rated 'excellent' on Trustpilot.
  • Learn from the best - impartial information from our analysts, including selected funds, ready-made portfolios and our award-winning newsletters.

*We've crunched the numbers: If you invested our ISA, after 30 years you'd be better off by £30k. That's a £1,000 difference a year, just for using us over another platform. Lots of things can affect your final figure. But the lower the fees, the more money you'll keep for yourself. This is just for illustration if all other factors were the same. Don't just take our word for it: check our working out here.

Stocks and Shares ISA fees and charges

  • The monthly subscription for our Investor Essentials, Investor and Super Investor plans includes an ISA, which means you can add one for free.
  • Pension Essentials customers can add an ISA by upgrading to our Essentials plan + SIPP for a total cost of £9.99. If your investments grow above £75,000 you will move onto our Investor plan + SIPP for £21.99 per month.
  • If you are on our Pension Builder plan, you can add an ISA by upgrading to our Investor plan + SIPP for a total monthly cost of £21.99.
  • All our plans allow you to invest as little as £25 a month using our free regular investing service.
  • UK and US trades usually cost £3.99. Other fees such as stamp duty, foreign exchange when you convert currency and Bed and ISA charges may apply. View full rates and charges for a full list.

Investors love ISAs because they are simple and flexible. A Stocks and Shares ISA provides a better opportunity than cash to beat inflation over the long term – although this can’t be guaranteed.

Once stashed inside an ISA, your investments are sheltered from capital gains and dividend taxes, and you can take the money out at any time free of tax too.

Why choose interactive investor?

  • Over 400,000 people already trust us with their investments.
  • We've won multiple awards - most recently the ‘Best Stocks and Shares ISA provider’ at the Online Personal Wealth Awards.
  • Our customers have rated us as 'excellent' on Trustpilot (4.7 out of 5).
  • We offer one of the widest choice of investments on the market - and the expert insights to help you choose.
  • And if you're not satisfied with our service, it's completely free to leave.

ISA FAQs

Add an ISA

Simply log in to open a Stocks and Shares ISA.