Interactive Investor

Managed ISA

What would you do with £100,000?

Open a Managed ISA by 31 July 2024 for your chance to win £100,000 in our biggest ever prize draw.

Minimum £5k ISA value and terms apply.

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Important information - investment value can go up or down and you could get back less than you invest. If you're in any doubt about the suitability of a Stocks & Shares ISA, you should seek independent financial advice. The tax treatment of this product depends on your individual circumstances and may change in future. If you are uncertain about the tax treatment of the product you should contact HMRC or seek independent tax advice.

What is a Managed Stocks and Shares ISA?

Wouldn’t it be great to invest your money without investing your time?

That’s the ii Managed ISA. It’s all the tax-free benefits of our Stocks and Shares ISA, but with our experts choosing the investments for you.

We handle your portfolio, always ensuring we work towards your financial goals – and your future. You can start investing quickly and easily in a way that suits you, all for ii’s simple, monthly subscription.

Managed ISA explained

Benefits of the ii Managed ISA

✔️ No time? No worries.

Time is precious; you may not want to spend it researching investments. That’s where our Managed ISA steps in.

✔️ Your investments, our expertise.

Feel confident knowing our team of experts will pick your investments and manage them for you.

✔️ Convenience without the cost.

Simplify your investments without the price tag. Get the convenience you need for our same low, flat subscription.

Managed ISA charges

We want to keep your subscription as clear, simple and predictable as it usually is. So we’ve made it easy to add a Managed ISA to your account. How you access it will depend on your plan:

It's free if...

The Managed ISA is free to add if you are on one of these plans:

  • Investor Essentials
  • Investor
  • Super Investor

Pension Essentials

With Pension Essentials, you can add a Managed ISA by upgrading to our Investor Essentials plan + SIPP for a total cost of £9.99. If your investments grow above £75,000 you'll move onto our Investor plan + SIPP for £21.99 per month.

Pension Builder

If you are on our Pension Builder plan, you can add a Managed ISA to your subscription by upgrading to our Investor plan + SIPP for a total monthly cost of £21.99.

Portfolio investment costs will apply and range from 0.13% to 0.36% (costs may change over time) depending on your style and risk level. Rest assured that our experts aim to keep this as low as possible to make sure you always get the most out of your money.

The best of both worlds

Did you know adding an ISA doesn’t just give you access to the Managed ISA? It also includes our Self-managed ISA, meaning you can make your own investment decisions alongside it. It’s one ISA, but many opportunities.

How the Managed ISA works

Before opening your Managed ISA, you'll answer a few questions to match you to one of 10 investment portfolios. This is to find the one that best suits you and the level of risk you're comfortable with.

Once that's done, check you're happy and you're all set to open your ISA - then it's over to the experts.

Open your Managed ISA in 3 simple steps

1. Tell us about you

Answer some questions about how much you want to invest and your appetite for risk.

If you aren’t sure what's right for you, we’ll help you through the process.

2. Match to a portfolio

Once we know more about the type of investor you are, we can match you to your portfolio.

Then it's time to set it up and hand it over to us.

3. Leave it to us

We’ll monitor your investments and adjust as needed to keep them in line with your goals.

Check in on it anytime, and if anything changes, you can easily switch to a different portfolio.

Investment portfolios built around you

With 2 distinct styles and 5 levels of risk to choose from, you can find an investment portfolio that matches the type of investor you are. While there's no minimum investment period, all our portfolios are designed for long-term growth (at least 5 years).

Want to understand more about risk? Learn how you can strike the right balance.

Index investment style

  • Low-cost funds designed to build long-term growth.
  • A diverse range of investments that ensure your money is always working as hard as it can for you.
  • Invest in some of the most popular companies, with our experts reviewing and diversifying when needed to keep it fresh.

Sustainable investment style

  • Low in cost and built for long-term growth, invested in funds that reflect your beliefs and values.
  • Most of your money goes towards sustainable funds which follow environmental, social and governance (ESG) criteria.
  • The rest is split across neutral options, such as cash and bonds.

The value of the ii Managed ISA

Want to see how our costs compare to other providers? Here's how it would break down annually for someone based on a £20,000 investment (the full annual ISA allowance).

How we calculated this comparison: Costs of investments in portfolio includes fund fees, market spread and variable transaction charges. Vanguard illustration based on Vanguard's Managed ISA service. Nutmeg illustration based on Fixed Allocation portfolios. Wealthify illustration based on Original portfolios. ii illustration based on Balanced Index Portfolio.

Costs and charges correct as of May 2024. Account fees include any account fees, subscription fee or management charges. ii account fee is a monthly subscription; all other account providers' account fees are an annual percentage of amount invested.

This is only an estimate. Actual costs may vary depending on performance of underlying investments.    

What our customers say

Your chance to win £100k.

Open an ii ISA by 31 July 2024 to be in with a chance of winning our biggest ever cash prize: £100,000. 

How to enter the prize draw:

1. Open your ii ISA

  • You can open either a Self-managed or Managed ISA. Junior ISAs aren’t included.

2. Make a payment or transfer

  • Add £5,000 or more to your account to qualify for entry. Transferring an ISA to your new ii ISA counts too. 

3. We’ll automatically enter you

  • Top tip: open and add the minimum amount to another ii account and you’ll get another entry.

The lucky winner will be chosen at random within a month of the closing date. So keep your fingers crossed and eyes peeled for updates. 

Capital at risk. Terms apply.

Already have an ISA?

Head on over to your account page and open your Managed ISA today. Remember, it’s available at no extra cost and you don’t have to change anything about your current ISA portfolio.

Add an ISA to get started

If a Managed ISA sounds right for you, then start your journey here. We’ll find the right risk level and portfolio for you.

Managed ISA FAQs