Open a Self-Invested Personal Pension (SIPP)

Invest in yourself. Invest in your pension.

Open a four-time Which? Recommended ii SIPP,  take advantage of low, flat-fee investing and enjoy the retirement you deserve.

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Important information: The ii SIPP is for people who want to make their own decisions when investing for retirement. As investment values can go down as well as up, you may end up with a retirement fund that’s worth less than what you invested. Usually, you won’t be able to withdraw your money until age 55 (57 from 2028). Before transferring your pension, check if you’ll be charged any exit fees and make sure you don't lose any valuable benefits such as guaranteed annuity rates, lower protected pension age or matching employer contributions. If you’re unsure about opening a SIPP or transferring your pension(s), please speak to an authorised financial adviser.

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Keep more of what you make

Bring all of your pensions under one roof and see if you could save. Other providers usually charge a percentage of your pot. That means you’ll be charged more as your pension grows. The ii SIPP is different. You can rely on our flat fee and can keep more of what’s rightfully yours.

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Enjoy more choice and flexibility

The ii SIPP offers a wide range of investments and flexible retirement options to suit most people’s needs. More choice doesn’t have to mean more complexity. Our expert picks and SIPP investment ideas can do the hard work for you.

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Trust in our top-rated support

It’s easy to keep track of your pension via our website and secure mobile app. But if you’re ever in need of SIPP support, you can count on us. We’re happy to say that ii has more 5-star Trustpilot reviews than any other UK SIPP provider.

How do you want to invest in your pension?

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Manage your own investments

  • A Self-Invested Personal Pension that gives you control of how much you save and when.
  • Build your investment portfolio from our full range of UK and international shares, funds, bonds, trusts and more.
  • And while you manage your investments yourself, our expert insights are always there if you need them.
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Leave it to the experts

  • If you prefer a ready-made option, then our Managed Portfolios may be for you.

  • We’ll match you to an investment portfolio that reflects the risk level you’re comfortable with, then look after your investments for you.
  • Please note, our Managed Portfolios aim to grow your pension over the long term. That's why you'll need to be at least 5 years away from taking money out of your pension.

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Transfer your pensions to ii

You can transfer pensions of all shapes and sizes to the ii SIPP. From unloved workplace pensions or traditional life company schemes to SIPPs you're paying too much for. Whatever your pension problem, transfer to ii for more control and lower costs.

It’s free to transfer your pensions to the ii SIPP, with our simple online process and the support of our top-rated team.

It’s official: four-time Which? Recommended SIPP

For the fouth year in a row, independent analysts at Which? have recognised the ii Self-Invested Personal Pension for its industry-leading choice, support and value.

Join over 500,000 ii investors and start prioritising your pension with our award-winning, low-cost SIPP.

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Open an ii Personal Pension (SIPP)

The best time to start investing in a pension is today. The sooner you start, the brighter your retirement could look.