Interactive Investor


Can someone else pay into my ISA?

Can you have a Lifetime ISA and a Stocks and Shares ISA?

No, someone else can't pay into your ISA - at least not directly. 

The ISA rules, set by HMRC, say that contributions to an ISA must be made with your own cash. You can add cash to your own ISA using a debit card or transfer from a bank account in your name - or a joint account you own.

This means that someone else can’t directly add cash to your ISA.

The exception to this rule is a Junior ISA which can accept cash from anyone. Provided there is enough Junior ISA allowance remaining.

What if I need to pay into someone else’s ISA?

If you are looking to pay cash into someone else’s ISA, you can send them the cash first to their bank account, and they can then make the contribution using their bank account or debit card.

The best things in life are free trades.

Get the new tax year off to a flying start, with £100 worth of free trades when you open an ii ISA by 30 April.​

That means we'll cover the first £100 worth of your trading fees when you invest in anything, from Amazon to Zoom.​

New customers only. Capital at risk. Other charges apply. Terms apply.

New to interactive investor?

It takes less than 10 minutes to get started. You will just need your address, debit card details and national insurance number to hand.

Already an ii customer?

Simply log in to add a new Stocks and Shares ISA.