Interactive Investor

Pensions and retirement

Guides, information and ideas to help you plan for retirement.


Please remember, SIPPs are aimed at people happy to make their own investment decisions. Investment value can go up or down and you could get back less than you invest. You can normally only access the money from age 55 (57 from 2028). We recommend seeking advice from a suitably qualified financial advisor before making any decisions. Pension and tax rules depend on your circumstances and may change in future. 

How long we spend ‘retired’ and how we spend that time is changing. We’re living longer, staying active longer and that means a different way of planning for, and funding, our retirement plans.

Richard Wilson, Chief Executive Officer, interactive investor

Work and retirement are changing

Pensions guides and information

Pension contributions

Learn more about the rules on paying into your pension.


A flexible way to receive your pension in retirement.


A way to ensure a guaranteed income when you retire.

Tax relief

Discover how much you could get back against your contributions.

Pension transfer options

Transferring pensions to a single provider can often make retirement planning easier. 

Pension types

There a various types of pension available, each with their own advantages and disadvantages.

Planning your retirement

Tools to help you plan and fund your retirement.

Pension costs

Charges make a big difference to your long-term returns.

We talked to five interactive investor customers at different life stages about their attitude towards their pension and their savings habits and goals.

Get the latest pensions news and insight from our award-winning team

New to interactive investor?

Find out more about our low-cost, Which? Recommended SIPP.

Already an ii customer?

Simply log in to add a new Self-Invested Personal Pension.

The ii SIPP is aimed at clients who have sufficient knowledge and experience of investing to make their own investment decisions and want to actively manage their investments. A SIPP is not suitable for every investor. Other types of pensions may be more appropriate. The value of investments made within a SIPP can fall as well as rise and you may end up with a fund at retirement that’s worth less than you invested. You can normally only access the money from age 55 (age 57 from 2028). Prior to making any decision about the suitability of a SIPP, or transferring any existing pension plan(s) into a SIPP we recommend that you seek the advice of a suitably qualified financial adviser. Please note the tax treatment of these products depends on the individual circumstances of each customer and may be subject to change in future.