Interactive Investor

Pension costs 

Charges can make a big difference to your long term returns.

Please remember, SIPPs are aimed at people happy to make their own investment decisions. Investment value can go up or down and you could get back less than you invest. You can normally only access the money from age 55 (57 from 2028). We recommend seeking advice from a suitably qualified financial advisor before making any decisions. Pension and tax rules depend on your circumstances and may change in future.

A great value SIPP

We believe that charging a fixed fee is fairer than percentage-based fees. You will always know what you are paying, and your charges will stay the same as your investment grows. This can lead to significant savings over a long-term investment.

Our service plan charges start from £9.99 per month, with an additional £10 a month SIPP fee (Special offer: Open a SIPP by 31 January and pay no SIPP fee until August 2022).

With our fair flat fees you can watch your portfolio grow while your costs stay the same.

Other charges at a glance

Simple and fair pricing

For more details on trading commissions and any other costs, view our full rates and charges.

£0 to open your ii SIPP and £0 to transfer pensions from other providers (although provider's exit charges may apply)

To buy and sell online is usually £7.99 a trade. Each month you receive a free credit of £7.99 to use against any trade. 

Regular investing is free, and dividend reinvestment costs just 99p for each investment made.

An award-winning and great value service

"Our analysis supports ii's marketing claims on price and knock out AJ Bell, Fidelity and Hargreaves on larger case sizes."

Gavin Fielding, editorial director of Fundscape (Money Marketing, April 2019)

Protection of your assets

The security of your financial assets and your account is of the utmost importance to us. ii is regulated by the Financial Conduct Authority (FCA), and all our systems and practices not only meet industry requirements but in addition, we have further security procedures of our own, so you can be confident of our commitment to the safety and security of your account and investments at all times. 

about ii

All customer investments are held securely in trust for customers. These arrangements protect your assets in the event of our insolvency.

Your cash and holdings are protected up to the limits provided by the Financial Services Compensation Scheme (FSCS).

With secure customer log in and encrypted data throughout, we provide a service you can rely on.

Get more from an ii SIPP

We don’t believe in charging a percentage fee that goes up as your investments grow.

Our award winning SIPP gives you fixed, transparent pricing, with no percentage-based fees. So you can watch your portfolio grow whilst your costs stay the same.

Open a SIPP by 31 January and pay no SIPP fee until August 2022. Following the offer period, the ii SIPP fee is only £10 a month. Terms apply

The value of investments made within a SIPP can fall as well as rise and you may end up with a fund at retirement that’s worth less than you invested. You can normally only access the money from age 55 (age 57 from 2028). 

Other fees apply – please see our charges for full details.