Interactive Investor

Pension costs 

Charges can make a big difference to your long term returns.

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Please remember, SIPPs are aimed at people happy to make their own investment decisions. Investment value can go up or down and you could get back less than you invest. You can normally only access the money from age 55 (57 from 2028). We recommend seeking advice from a suitably qualified financial advisor before making any decisions. Pension and tax rules depend on your circumstances and may change in future.

A great value SIPP

We believe that charging a fixed fee is fairer than percentage-based fees. You will always know what you are paying, and your charges will stay the same as your investment grows. This can lead to significant savings over a long-term investment.

New customers start on our £12.99 a month Pension Builder plan. Open a SIPP before 31 August and your first 6 months are free. Find out more.

If you already have our ISA or Trading Account, you can add a SIPP for just £10 a month (plus your existing monthly fee).

An award-winning and great value service

"Our analysis supports ii's marketing claims on price and knock out AJ Bell, Fidelity and Hargreaves on larger case sizes."

Gavin Fielding, editorial director of Fundscape (Money Marketing, April 2019)

Protection of your assets

The security of your financial assets and your account is of the utmost importance to us. ii is regulated by the Financial Conduct Authority (FCA), and all our systems and practices not only meet industry requirements but in addition, we have further security procedures of our own, so you can be confident of our commitment to the safety and security of your account and investments at all times. 

about ii

All customer investments are held securely in trust for customers. These arrangements protect your assets in the event of our insolvency.

Your cash and holdings are protected up to the limits provided by the Financial Services Compensation Scheme (FSCS).

With secure customer log in and encrypted data throughout, we provide a service you can rely on.

New to ii?  New customers who open a SIPP before 31 August will pay no Pension Builder subscription fee for six months - a saving of £12.99 a month. Terms apply.

The value of investments made within a SIPP can fall as well as rise and you may end up with a fund at retirement that’s worth less than you invested. You can normally only access the money from age 55 (age 57 from 2028). 

Other fees apply – please see our charges for full details.