Please remember - SIPPs are aimed at people happy to make their own investment decisions. Investment value can go up or down and you could get back less than you invest. You can normally only access the money from age 55 (57 from 2028). We recommend seeking advice from a suitably qualified financial advisor before making any decisions. Pension and tax rules depend on your circumstances and may change in future.Â
Explore if you could pay less with the ii SIPP
See how much you could save with our flat-fee SIPP compared to other SIPP providers.
ii’s flat fee: £5.99 a month for pensions up to £50,000. For values over this, it’s £12.99 a month.
Important information - Annual charge comparisons based on published SIPP charges on 01/09/2024 for Aviva SIPP, Standard Life SIPP (Level 2 Investment Options), AJ Bell SIPP & Hargreaves Lansdown SIPP. Assumptions: 100% holding in funds - choosing other assets such as shares and ETFs, may result in lower charges. Two fund purchases/sales. Pension charges only, excludes fund manager charges. Read more about our analysis. Source: The Lang Cat.
Why transfer your pension to the ii SIPP?
Keep more of what you make
Other providers usually charge a percentage of your pot. That means the more your pension grows, the more they’ll take. The ii SIPP is different. With our simple flat fee, you can keep more of what’s rightfully yours.
Which? Recommended SIPP Provider
As a Which? Recommended SIPP Provider for the third year running, we offer one of the widest ranges of investments on the market. That doesn’t mean more complexity, though. We have options for all types of investors.
Trust in our top-rated support
With our Boring Money Best For Customer Service support team here in the UK, you can count on us. There’s a reason we’re rated 4.7/5 on Trustpilot, with more 5-star reviews than two of the other biggest providers combined.
Things to consider before you transfer
Please check that you won’t lose any safeguarded benefits if you transfer. This could include guaranteed annuity rates or lower protected pension age than the Normal Minimum Pension Age (rising from 55 to 57 in 2028).
Please also check any transfer-out fees your current pension provider may charge.
Please note that if you plan to hold both drawdown and non-drawdown pots in your ii SIPP, you cannot allocate specific investments to each pot separately. This means that the value of each pot will change in line with the overall performance of all the investments held in your SIPP.
Before transferring, we recommend seeking advice from a suitably qualified financial advisor or free, impartial pension guidance from MoneyHelper or (if you are 50 or over) Pension Wise.