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ISA Application - What you need to know

what you need to know

Tax - The tax treatment of these products does depend on your circumstances and might change.

Risks - We want to make sure that you're comfortable with the risks of investing, so please remember that the value of your investments can go down as well as up and you may not get back all the money you put in. This is particularly important to bear in mind if you are transferring in a cash ISA. All investments carry a varying degree of risk and it's important you understand the nature of these risks. Learn more

Your money and investments - It's important to understand how your money and investments will be held and investment protection schemes that apply. Learn more

Your investment decisions - We want to remind you that our services are execution only. Together with our partners we also provide opinions on whether to buy a specific investment. None of the opinions we provide are a personal recommendation. We have not assessed your investing knowledge and experience, your financial situation or your investment objectives. If you're unsure about the suitability of a particular investment or think you need a personal recommendation, you should speak to a suitably qualified financial adviser.

Conflicts of interest - We have a conflicts of interest policy that identifies circumstances that constitute, or may give rise to, conflicts of interest which pose material risk of damage to one or more of our customers. Learn more

Referral site commission - We’ll pay any site owner a fee for each referral and / or account opened. The referral fees do not affect the rates & charges that our customers will pay. If you’d like further details of the payment structure between us and our referral partners please contact us.

Online investment costs - We’re proud of our pricing and to welcome you as a new customer you’ll be able to buy shares, funds, ETFs & investment trusts online at our frequent trader rates for 3 months. After that your commission rates will depend on your average number of monthly trades completed. We ask you to make a flat payment each quarter and in return we look after your assets safely and give you the same value in non-refundable trading credits, which you can use to pay for your commission charges. The first quarterly payment is calculated on the next 8th of a month following account opening, collected shortly thereafter. Learn more

Terms - Before you open an account with us you will be asked to confirm that you have read our terms of service and ISA terms.

 

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To open an ISA you must be 18 or over, a UK resident and not a US citizen for tax purposes.