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Tax Year End 2019/20

Tax year end 2019/20

Want to make the most of your annual allowances? Here is the key information, your deadlines and our contact centre opening hours.

Open a SIPP by 30 June 2020 and pay no SIPP fee until April 2021. Find out more

Annual allowances

Tax year 2019/20 2020/21
ISA allowance £20,000 £20,000
Junior ISA (JISA) allowance £4,368 £9,000
SIPP lifetime allowance £1,055,000 £1,073,100
SIPP annual allowance
(standard and additional rate taxpayers)
up to £40,000 up to £40,000
SIPP Money Purchase Allowance £4,000 £4,000

ISA and Junior ISA deadlines

New ISA applications 11.59pm, Sunday 5th April^ open an ISA
New JISA applications 11.59pm, Thursday 2nd April^ open a JISA
ISA/JISA subscriptions by debit card 11.59pm, Sunday 5th April^^ log in
ISA/JISA subscriptions by internal transfer 11.59pm, Sunday 5th April^^^ log in
ISA/JISA subscriptions by bank transfer 11.59pm, Thursday 2nd April^^^^ find out more
Bed & ISA/JISA instructions 4.30pm, Friday 27th March^^^^^ find out more

^ Applications with an immediate subscription by debit card as part of the application process will be accepted until this time, however referred applications will not be opened before tax year end. Please allow ample time for your application and payment to be completed.

^^ Online and Mobile Apps only.

^^^ Internal transfers between linked accounts only.

^^^^ The deadline for receipt of the bank transfer funds as payments may not be processed until the following day.

^^^^^ The deadline for online instructions. Telephone requests will be dealt with on a best endeavours basis after this time.

SIPP deadlines

New SIPP applications 11.59pm, Sunday 5th April* open a SIPP
Personal SIPP contributions by debit card 11.59pm, Sunday 5th April** log in
Personal SIPP contributions by internal transfer 11.59pm, Sunday 5th April *** log in
Personal, Employer and Third Party SIPP contributions by bank transfer 12.00pm (noon), Wednesday 1st April**** find out more

* Applications with an immediate personal SIPP contribution by debit card as part of the application process will be accepted until this time. Referred applications will not be opened before tax year end. Please allow ample time for your application and payment to be completed.

** Online and Mobile Apps only. No contributions form is needed

*** Internal transfers between linked sole name accounts only. No contributions form is needed.

**** We need to be in receipt of both the bank transfer funds and your completed contributions form by this time. Some payments may not be processed until the following day.

Call centre opening hours

  Customer Services UK Trading International Trading
Monday 30th March 7.45am to 5.30pm 8.00am to 4.30pm 2.00pm to 9.00pm
Tuesday 31st March 7.45am to 5.30pm 8.00am to 4.30pm 2.00pm to 9.00pm
Wednesday 1st April 7.45am to 5.30pm 8.00am to 4.30pm 2.00pm to 9.00pm
Thursday 2nd April 7.45am to 5.30pm 8.00am to 4.30pm 2.00pm to 9.00pm
Friday 3rd April 7.45am to 5.30pm 8.00am to 4.30pm 2.00pm to 9.00pm
Saturday 4th April Closed Closed Closed
Sunday 5th April Closed Closed Closed
Monday 6th April 7.45am to 5.30pm 8.00am to 4.30pm 2.00pm to 9.00pm

All times are in United Kingdom Time

Open an account

A fair flat fee of £9.99 a month covers you for multiple accounts (add a SIPP by 30 June 2020 and pay no SIPP fee until April 2021. Then just £10 a month extra).

Take control of your pension with our great value, award-winning SIPP.

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Make the most of your tax-free savings allowance with our award-winning ISA.

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Our flexible account, where you can invest in all markets in the way you want.

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Risk Warning: The price and value of investments and their income fluctuates: you may get back less than the amount you invested. If you are unsure about the suitability of a particular investment or think that you need a personal recommendation, you should speak to a suitably qualified financial adviser. Please note, the tax treatment of these products depends on the individual circumstances of each customer and may be subject to change in future. If you are uncertain about the tax treatment of the products you should contact HMRC or seek independent tax advice.