Open a Self-Invested Personal Pension (SIPP)
Invest in yourself. Invest in your pension.
Start building the retirement you deserve with our four-time Which? Recommended Personal Pension (SIPP).
Important information: The ii SIPP is for people who want to make their own decisions when investing for retirement. As investment values can go down as well as up, you may end up with a retirement fund that’s worth less than what you invested. Usually, you won’t be able to withdraw your money until age 55 (57 from 2028). Before transferring your pension, check if you’ll be charged any exit fees and make sure you don't lose any valuable benefits such as, guaranteed annuity rates, lower protected pension age or matching employer contributions. Tax treatment depends on your individual circumstances and may be subject to change in the future. If you’re unsure about opening a SIPP or transferring your pension(s), please speak to an authorised financial adviser.
Get £200 when you switch to our SIPP
You could keep more money for your future with our low, flat-fee Personal Pension (SIPP) and enjoy a cashback boost.
Get £200 cashback when you open a SIPP and deposit or transfer a minimum of £15,000. See more details on this offer.
Offer ends 30 September 2025. Subject to 12-month holding period. Terms and fees apply.
Important information: It’s important to take your time before transferring your pension. Make sure to consider what the best option is for you. Don’t transfer just to qualify for the offer, and don't rush any decision to meet the offer deadline. We periodically run offers, and there will likely be other opportunities in the future.
Before transferring your pension, check if you’ll be charged any exit fees and make sure you don't lose any valuable benefits such as, guaranteed annuity rates, lower protected pension age or matching employer contributions.
What is the ii Personal Pension?
The ii Personal Pension gives you the same tax benefits as other personal pensions, but with more control. You have the freedom to invest your retirement savings your way, while keeping costs low.
Many other SIPP providers charge a percentage fee. So the more your investments grow, the more you pay.
But with ii, it's different. With our low, flat monthly fee, you can keep more of what's rightfully yours.
Keep more of what you make
With an ii Personal Pension, you could save on pension fees. Many providers charge a percentage of your pot, so fees increase as your investments grow. With ii, you pay a low, flat monthly fee - helping you keep more of what’s rightfully yours.
Trust in our top-rated support
It’s easy to keep track of your pension via our website and secure mobile app. But if you’re ever in need of SIPP support, you can count on us. We’re happy to say that ii has more 5-star Trustpilot reviews than any other UK SIPP provider.
Retire on your terms
You can take income from the ii Personal Pension without any additional charges. Access flexible retirement options including tax-free cash, income drawdown, lump sums, or a combination that best suits your needs.
Open a SIPP you can trust
For the fourth year in a row, independent analysts at Which? have recognised the ii Self-Invested Personal Pension for its industry-leading choice, support and value.
Join the thousands who are moving to ii today.
What are the charges for an ii Personal Pension?
Many other providers charge a percentage of your pension pot. That can mean the more you make, the more they take.
At ii, we believe in flat monthly fees that can help you reach your retirement goals sooner. See the table for our price plans.
Other charges, such as trading fees, apply. These are charged separately to your monthly fee. More about our plans and charges.
Monthly fee for an ii Personal Pension
| Account value | Monthly fee | Plan |
|---|---|---|
| Up to £50,000 | £5.99 | Pension Essentials |
| Any value | £12.99 | Pension Builder |
How to get started
It takes less than 15 minutes to open an ii SIPP. You can apply online and our award-winning customer support team is here to help if you need it.
Also, you won’t be charged until you add money or transfer to your ii account.
You can do this quickly, easily and entirely online once you open an ii SIPP.
Choose to do a full or partial transfer, with cash or investments. If your whole pension is in drawdown, you can transfer it to ii in full only.
One of the best aspects of a SIPP is what you can do with it when you reach retirement.
Check out the different ways you can access your pension when you reach age 55 (57 from 2028).
Transfer your pensions to ii
We accept pensions of all shapes and sizes to the ii Personal Pension. Thousands of people transfer their pensions each year from companies like Aviva, Standard Life, Hargreaves Lansdown and many others.
It’s free and easy to transfer your pensions to the ii Personal Pension, with our simple online process and the support of our UK-based top-rated team.
Have a question about the ii Personal Pension? We can help.
Call our award-winning UK-based support team on 0345 646 2390.
You can reach one of our friendly SIPP specialists between 8am-4.30pm, Monday to Friday.
How can Pension Wise help?
If you’re thinking about retiring soon and want to understand your options, make sure you speak to someone at Pension Wise.
Pension Wise is part of the government’s Money Helper service, offering free and impartial pension guidance to the over-50s. They can also help you decide if transferring your pension is the right choice for you.
