Interactive Investor

SIPP – inheritance tax

Learn more about SIPP IHT (inheritance tax) and what happens to your SIPP after you die.

Retire with more of your money

Please remember, SIPPs are aimed at people happy to make their own investment decisions. Investment value can go up or down and you could get back less than you invest. You can normally only access the money from age 55 (57 from 2028). We recommend seeking advice from a suitably qualified financial advisor before making any decisions. Pension and tax rules depend on your circumstances and may change in future.

SIPPs can help you to pass on your savings to your beneficiaries free from UK tax. There are a number of options you can choose from when planning your estate management. This page will explain more about SIPP and IHT planning. 

Frequently asked questions about SIPPs and inheritance tax

Open a SIPP by 31 January and pay no SIPP fee until August 2022.

This means your service plan fee of £9.99 covers you for all of your investment accounts. Following the offer period, the ii SIPP fee is only £10 a month more, and could save thousands compared to other pension providers who charge a percentage fee.  Terms apply