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Tax Year End 2018/19

 

Tax year end 2018/19

Want to make the most of your annual allowances? Here is the key information, including the deadlines you need to be aware of, and our contact centre opening hours.

 

Annual allowances

  2018/19 2019/20
ISA allowance £20,000 £20,000
Junior ISA (JISA) allowance £4,260 £4,368
SIPP lifetime allowance £1.03m £1.055m
SIPP annual allowance
(standard and additional rate taxpayers)
up to £40,000 up to £40,000
SIPP Money Purchase Allowance £4,000 £4,000

ISA and Junior ISA deadlines

New ISA applications 11.59pm, Friday 5th April^ open an ISA
New JISA applications 11.59pm, Thursday 4th April^ open a JISA
ISA/JISA subscriptions by debit card 11.59pm, Friday 5th April^^ log in
ISA/JISA subscriptions by internal transfer 11.59pm, Friday 5th April^^^ log in
ISA/JISA subscriptions by bank transfer 11.59pm, Thursday 4th April^^^^ find out more
Bed & ISA/JISA instructions 4.30pm, Tuesday 2nd April^^^^^ find out more

^ Applications with an immediate subscription by debit card as part of the application process will be accepted until this time, however referred applications will not be opened before tax year end. Please allow ample time for your application and payment to be completed.

^^ Online and Mobile Apps only.

^^^ Internal transfers between linked accounts only.

^^^^ The deadline for receipt of the bank transfer funds as payments may not be processed until the following day.

^^^^^ The deadline for online instructions. Telephone requests will be dealt with on a best endeavours basis after this time.

SIPP deadlines

New SIPP applications 11.59pm, Friday 5th April* open a SIPP
Personal SIPP contributions by debit card 11.59pm, Friday 5th April** log in
Personal SIPP contributions by internal transfer 11.59pm, Friday 5th April *** log in
Personal, Employer and Third Party SIPP contributions by bank transfer 12.00pm (noon), Wednesday 3rd April**** find out more

* Applications with an immediate personal SIPP contribution by debit card as part of the application process will be accepted until this time. Referred applications will not be opened before tax year end. Please allow ample time for your application and payment to be completed.

** Online and Mobile Apps only. No contributions form is needed

*** Internal transfers between linked sole name accounts only. No contributions form is needed.

**** We need to be in receipt of both the bank transfer funds and your completed contributions form by this time. Some payments may not be processed until the following day.

Call centre opening hours

  Customer Services International Trading
Monday 1st April 7.45am to 5.30pm 7.45am to 9.00pm
Tuesday 2nd April 7.45am to 5.30pm 7.45am to 9.00pm
Wednesday 3rd April 7.45am to 5.30pm 7.45am to 9.00pm
Thursday 4th April 7.45am to 5.30pm 7.45am to 9.00pm
Friday 5th April 7.45am to 5.30pm 7.45am to 9.00pm
Saturday 6th April Closed Closed
Sunday 7th April Closed Closed
Monday 8th April 7.45am to 5.30pm 7.45am to 9.00pm

All times are in United Kingdom Time

Make the most of your annual allowances

Open or add an account online in just a few minutes.

ISA

Save up to £20,000 in our tax-efficient, low-cost stocks and shares ISA.

open an ISA

SIPP

Take control of your retirement planning with our low-cost, award-winning SIPP.

open a SIPP

Junior ISA

Save up to £4,260 for your child's future in our Junior stocks and shares ISA.

open a JISA

* Welcome offer - With any new ii account you will enjoy our lowest frequent trader rates until 31st May 2019.

Risk Warning: The price and value of investments and their income fluctuates: you may get back less than the amount you invested. If you are unsure about the suitability of a particular investment or think that you need a personal recommendation, you should speak to a suitably qualified financial adviser. Please note, the tax treatment of these products depends on the individual circumstances of each customer and may be subject to change in future. If you are uncertain about the tax treatment of the products you should contact HMRC or seek independent tax advice.
The ii SIPP is aimed at clients who have sufficient knowledge and experience of investing to make their own investment decisions and want to actively manage their investments. A SIPP is not suitable for every investor. Other types of pensions may be more appropriate. The value of investments made within a SIPP can fall as well as rise and you may end up with a fund at retirement that’s worth less than you invested. You can normally only access the money from age 55 (age 57 from 2028). Prior to making any decision about the suitability of a SIPP, or transferring any existing pension plan(s) into a SIPP we recommend that you seek the advice of a suitably qualified financial adviser. Please note the tax treatment of these products depends on the individual circumstances of each customer and may be subject to change in future.
The value of any investment can go down as well as up and your child might not get back what was originally invested. The tax treatment of a junior ISA depends on individual circumstances and tax rules may change. If you’re unsure about the suitability of a junior ISA or any investment please speak to a suitably qualified financial adviser.