Interactive Investor

Tax year end deadlines

Want to make the most of your annual allowances? Here is the key information, your deadlines and our contact centre opening hours.

Make the most of your money with interactive investor

Annual allowances.

Tax year2021/222022/23
ISA subscription limit£20,000£20,000
Junior ISA (JISA) subscription limit£9,000£9,000
SIPP Lifetime Allowance (LTA) limit£1,073,100£1,073,100
SIPP Annual Allowance limit
(standard and additional rate taxpayers)
up to £40,000up to £40,000
SIPP Money Purchase Annual Allowance (MPAA)£4,000£4,000

ISA and Junior ISA deadlines.

New ISA applications11.30pm, Tuesday 5th April*open an ISA
New JISA applications11.59pm, Monday 4th April*open a JISA
Add money to your ISA/JISA by debit card11.30pm, Tuesday 5th April**add cash
Add money to your ISA/JISA by internal transfer11.30pm, Tuesday 5th April***transfer cash
Add money to your ISA/JISA by bank transfer11.59pm, Monday 4th April****find out more
Bed & ISA/JISA instructions4.30pm, Wednesday 30th March*****find out more

* Applications with an immediate subscription by debit card as part of the application process will be accepted until this time. The deadline only applies to applications that are accepted immediately online and do not require additional supporting information or verification. Please allow ample time for your application and payment to be completed.

** Online and Mobile Apps only.

*** Internal transfers between linked accounts only.

**** The deadline for receipt of cleared funds in our bank account. Note, bank transfers can take up to 3 working days to clear from initiation depending on the payment service your bank uses.

***** The deadline for online instructions. Telephone requests will be dealt with on a best endeavours basis after this time.

SIPP deadlines.

SIPP applicationsDeadline
New SIPP applications                                                                               11.30pm, Tuesday 5th April*   open a SIPP (existing customers)  |  open a SIPP (new customers)

* New applications, including those with an immediate personal SIPP contribution by debit card as part of the application process, will be accepted until this time. The deadline only applies to applications that are accepted immediately online and do not require additional supporting information or verification. Please allow ample time for your application and payment to be completed.

SIPP contribution deadlines

Type of contributionDeadline
Debit card – personal contribution using the ii website or mobile app11.30pm, Tuesday 5th Apriladd cash
Transfer cash from another ii account – personal contribution using the ii website11.30pm, Tuesday 5th April transfer cash
Bank transfer – personal, employer and third party contributions (both funds received, and receipt of a completed SIPP Contribution form are required)12.00pm (noon), Thursday 31st March                                        find out more

SIPP withdrawal / taking benefits deadlines

Type of withdrawalDeadline                                                              
Take a tax-free lump sum – using the ii website5:00pm, Monday 21st Marchwithdraw cash
Move funds into drawdown and take income – using the ii website5:00pm, Monday 21st Marchwithdraw cash
Take an UFPLS lump sum – using the ii website5:00pm, Monday 21st Marchwithdraw cash
Take a tax-free lump sum, move into drawdown or take UFPLS – using a taking pension benefits form5:00pm, Friday 18th February **find out more
Take / amend income from an existing drawdown – using a Start / amend income drawdown form or a Start / amend capped income drawdown form5:00pm, Friday 18th March **find out more
Send a Benefit Confirmation Paper Form or Lifetime Allowance Paper/Pdf Form5:00pm, Friday 18th March **find out more

** We need to be in receipt of completed forms by this time. Should we need to contact you about the forms, it could mean you miss taking benefits in the current tax year.

Please visit our manage your SIPP and useful forms page for more information about how to contribute and withdraw money. 

Call centre opening hours.

Customer ServicesUK TradingInternational Trading
Wednesday 30th March7.45am to 5.30pm8.00am to 4.30pm2.00pm to 9.00pm
Thursday 31st March7.45am to 5.30pm8.00am to 4.30pm2.00pm to 9.00pm
Friday 1st April7.45am to 5.30pm8.00am to 4.30pm2.00pm to 9.00pm
Saturday 2nd AprilClosedClosedClosed
Sunday 3rd AprilClosedClosedClosed
Monday 4th April7.45am to 5.30pm8.00am to 4.30pm2.00pm to 9.00pm
Tuesday 5th April7.45am to 5.30pm8.00am to 4.30pm2.00pm to 9.00pm
Wednesday 6th April7.45am to 5.30pm8.00am to 4.30pm2.00pm to 9.00pm
Thursday 7th April7.45am to 5.30pm8.00am to 4.30pm2.00pm to 9.00pm

All times are in United Kingdom Time

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Whether you are looking for a general trading account, an ISA or a SIPP, we’ve got you covered with a low, flat fee.

SIPP.

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ISA.

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Trading.

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Risk Warning: The price and value of investments and their income fluctuates: you may get back less than the amount you invested. If you are unsure about the suitability of a particular investment or think that you need a personal recommendation, you should speak to a suitably qualified financial adviser. Please note, the tax treatment of these products depends on the individual circumstances of each customer and may be subject to change in future. If you are uncertain about the tax treatment of the products you should contact HMRC or seek independent tax advice.