Interactive Investor

Tax year end deadlines

Want to make the most of your annual allowances? Here is the key information, your deadlines and our contact centre opening hours.

Make the most of your money with interactive investor

Annual allowances.

Tax year2020/212021/22
ISA subscription limit£20,000£20,000
Junior ISA (JISA) subscription limit£9,000£9,000
SIPP Lifetime Allowance (LTA) limit£1,073,100£1,073,100
SIPP Annual Allowance limit
(standard and additional rate taxpayers)
up to £40,000up to £40,000
SIPP Money Purchase Annual Allowance (MPAA)£4,000£4,000

ISA and Junior ISA deadlines.

New ISA applications11.30pm, Monday 5th April*open an ISA
New JISA applications11.59pm, Thursday 1st April*open a JISA
ISA/JISA subscriptions by debit card11.30pm, Monday 5th April**log in
ISA/JISA subscriptions by internal transfer11.30pm, Monday 5th April***log in
ISA/JISA subscriptions by bank transfer11.59pm, Thursday 1st April****find out more
Bed & ISA/JISA instructions4.30pm, Friday 26th March*****find out more

* Applications with an immediate subscription by debit card as part of the application process will be accepted until this time, however referred applications will not be opened before tax year end. Please allow ample time for your application and payment to be completed.

** Online and Mobile Apps only.

*** Internal transfers between linked accounts only.

**** The deadline for receipt of cleared funds in our bank account. Note, bank transfers can take up to 3 working days to clear from initiation depending on the payment service your bank uses.

***** The deadline for online instructions. Telephone requests will be dealt with on a best endeavours basis after this time.

SIPP deadlines.

New SIPP applications11.30pm, Monday 5th April*open a SIPP
Personal SIPP contributions by debit card11.30pm, Monday 5th April**log in
Personal SIPP contributions by internal transfer11.30pm, Monday 5th April ***log in
Personal, Employer and Third Party SIPP contributions by bank transfer12.00pm (noon), Wednesday 31st March****find out more
Taking Pension Benefits forms12.00pm (noon), Wednesday 24th February 2021*****find out more
Starting/amending income payments for flexi-access/capped drawdown forms12.00pm (noon), Wednesday 17th March 2021*****find out more
Online benefits (for Flexi-Access Drawdown)12.00pm (noon), Monday 22nd March 2021*****find out more
Paper Benefit Confirmation & Lifetime Allowance forms (for flexi-access drawdown & UFPLS)12.00pm (noon), Monday 22nd March 2021*****

* Applications with an immediate personal SIPP contribution by debit card as part of the application process will be accepted until this time. Referred applications will not be opened before tax year end. Please allow ample time for your application and payment to be completed.

** Online and Mobile Apps only. No contributions form is needed

*** Internal transfers between linked sole name accounts only. No contributions form is needed.

**** We need to be in receipt of both the bank transfer funds and your completed contributions form by this time. Some payments may not be processed until the following day.

***** We need to be in receipt of completed forms by this time. Should we need to contact you about the forms, it could mean you miss taking benefits in the current tax year.

Call centre opening hours.

Customer ServicesUK TradingInternational Trading
Monday 29th March7.45am to 5.30pm8.00am to 4.30pm2.00pm to 9.00pm
Tuesday 30th March7.45am to 5.30pm8.00am to 4.30pm2.00pm to 9.00pm
Wednesday 31st March7.45am to 5.30pm8.00am to 4.30pm2.00pm to 9.00pm
Thursday 1st April7.45am to 5.30pm8.00am to 4.30pm2.00pm to 9.00pm
Friday 2nd AprilClosedClosedClosed
Saturday 3rd AprilClosedClosedClosed
Sunday 4th AprilClosedClosedClosed
Monday 5th AprilClosedClosed2.00pm to 9.00pm
Tuesday 6th April7.45am to 5.30pm8.00am to 4.30pm2.00pm to 9.00pm

All times are in United Kingdom Time

Open an account

A fair flat fee of £9.99 a month covers you for multiple accounts (add a SIPP for just £10 a month extra).

Take control of your pension with our great value, award-winning SIPP.

Make the most of your tax-free savings allowance with our award-winning ISA.

Our flexible account, where you can invest in all markets in the way you want.

Risk Warning: The price and value of investments and their income fluctuates: you may get back less than the amount you invested. If you are unsure about the suitability of a particular investment or think that you need a personal recommendation, you should speak to a suitably qualified financial adviser. Please note, the tax treatment of these products depends on the individual circumstances of each customer and may be subject to change in future. If you are uncertain about the tax treatment of the products you should contact HMRC or seek independent tax advice.